ARIES (March 21-April 19): Consider what you can afford to spend before you open your wallet. A positive change can be made if you refuse to let outsiders cause uncertainty. Stay focused on what it is you want to do, and don't venture off your chosen path. 3 stars

TAURUS (April 20-May 20): Open up about the way you feel, what you want to do and your intentions regarding money, lifestyle and love. Personal gains are within reach if you are strategic in the way you use your time and your skills. Romance is encouraged. 5 stars

GEMINI (May 21-June 20): Use your intelligence, and refuse to let anyone interfere with what you want to pursue. Listen to your conscience, not what others try to make you believe. Be direct, and act on facts, not assumptions. Make health a priority. 2 stars

CANCER (June 21-July 22): Put everything in perspective when dealing with personal and emotional matters. It's essential to keep a clear head and focus on what's important. Reach out to those you want to touch base with before the year comes to a close. 4 stars

LEO (July 23-Aug. 22): Get out and enjoy some festive cheer with your peers. You are best to listen attentively and refrain from sharing too much personal information. Knowledge is power, and the insight you gain through observation will be priceless. 3 stars

VIRGO (Aug. 23-Sept. 22): How you handle others will determine how you end this year. Tie up loose ends, say what's on your mind and reveal what you are intending to do moving forward. Listen to complaints and suggestions, and fine-tune your plans. 3 stars

LIBRA (Sept. 23-Oct. 22): Someone will take advantage of your vulnerability if you let your emotions take over. At the first sign of pressure, revert to pleasantries and light conversation. Take time to think matters through. If you act in haste, you'll make a mistake. 3 stars

SCORPIO (Oct. 23-Nov. 21): Make plans with friends or relatives for upcoming events. Offer physical assistance to someone who takes on the brunt of the work, and see what you can do to help. The reward for your effort will be priceless. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Look at the possibilities, be realistic and choose your path. Get together with people who lift you up, not those who bring you down. A change at home will turn out better than anticipated. Listen to your heart, not hearsay. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Expand your knowledge, interests and relationships with others. Take time to listen and to be a part of the changes taking place in your own backyard. Unity will encourage greater strength and happy endings. Romance is on the rise. 5 stars

AQUARIUS (Jan. 20-Feb. 18): Be observant, and you will realize that someone is not totally honest with you. Ask questions, be direct and don't give in if you feel you are being taken advantage of by someone you thought you could trust. 3 stars

PISCES (Feb. 19-March 20): Look at the possibilities, and consider what you want to do moving forward. Don't take what others say as gospel. Acting on false information will lead to disappointment. Emotional matters should be handled with honesty and integrity. 3 stars

ARIES (March 21-April 19): When it comes to joint money matters, speak up. Giving or receiving false hope regarding how much debt and when it will be paid will lead to relationship troubles. Have a strategy in place that will help alleviate stress. 3 stars

TAURUS (April 20-May 20): A change will brighten your day. Try something new. Visit a site that enables you to relax or enjoy the time spent with someone you love, and it will improve your day. Put a little passion back into your life. Follow your heart. 5 stars

GEMINI (May 21-June 20): Strategize before you discuss your plans. Having a vivid picture of the way you want your current situation to unfold will help you get what you want in a timely fashion. Honesty will encourage good results and put your mind at ease. 2 stars

CANCER (June 21-July 22): Pump things up a bit, put a to-do list together and get last-minute preparations out of the way before all the festivities begin. Make this a memorable moment in time by bringing family and friends together. Romance is in the stars. 4 stars

LEO (July 23-Aug. 22): Refuse to let a situation causing uncertainty get you down. An optimistic attitude and talking to people who can help clarify the possibilities coming down the pipeline will put your mind at ease. Showing enthusiasm is in your best interest. 3 stars

VIRGO (Aug. 23-Sept. 22): Make plans with friends, or attend an industry event that will allow you to network and mix business with pleasure. An emotional situation at home will be based on false information. Get your facts straight before you address matters. 3 stars

LIBRA (Sept. 23-Oct. 22): Offer your services to a worthy cause. Helping those less fortunate, making a kind gesture or contribution, or getting together with someone you haven't seen for some time will be rewarding. A joint expenditure should be looked at carefully. 4 stars

SCORPIO (Oct. 23-Nov. 21): Put your time, energy and effort into something you care about. A work-related change will turn out better than anticipated. Romance is in the stars, and a celebration with someone you love will bring you closer together. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Sort through your personal papers, look over future prospects and don't deny yourself the chance to live life your way. Put a strategy in place to make changes happen. It's up to you to create your destiny. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Bring about positive change, and good things will transpire. Whether it's personal adjustments at home, to the way you live, or how you handle your finances, health or contractual matters, the end result will bring you peace of mind. 5 stars

AQUARIUS (Jan. 20-Feb. 18): Be thoughtful, even if someone else isn't. Concentrate on what you need to accomplish before the end-of-the-year festivities begin. Putting in extra hours now will pay off when you want to relax and enjoy loved ones. 3 stars

PISCES (Feb. 19-March 20): Refuse to let what other people say bother you. Stay focused on what you want to do and how you want to contribute. Look at your options, and choose what works best for you. A financial gain looks promising. Romance is encouraged. 3 stars

ARIES (March 21-April 19): Stay on top of last-minute preparations. It's a busy time of the year, and you don't want to be disappointed or have regrets. A chance to socialize with an old friend will boost your morale and give you something to think about. 5 stars

TAURUS (April 20-May 20): Look for a deal, and set plans in motion. Booking a trip or indulging in traditions different from your own will be a welcome education. Keep your money, possessions and personal documents in a safe place. A passionate moment looks inviting. 2 stars

GEMINI (May 21-June 20): Stick to the truth. If you take a path that isn't factual, you will face scrutiny. Take a greater interest in what others are doing. Listen more, say less and build friendships based on trust; what you receive in return will be monumental. 4 stars

CANCER (June 21-July 22): Explore your creative side, and you will come up with a surprise that will thrill the ones you love this festive season. With a little ingenuity, cash and preparation, you will outdo anything you have done in the past. Romance is featured. 3 stars

LEO (July 23-Aug. 22): Be the social butterfly, and you will attract plenty of attention. Avoid opinionated rhetoric, and you'll make new friends and allies. Work-related events will give you the perfect platform to gather the information to strategize upcoming moves. 3 stars

VIRGO (Aug. 23-Sept. 22): You need a change of scenery. A day trip will give insight into trends and some ideas that will help you please the people you hold close to your heart. Don't give away a secret or ruin a surprise. 3 stars

LIBRA (Sept. 23-Oct. 22): Speak up if you don't like something. It's essential to stand up for yourself and those you love. Don't give in to pressure or bullying. Be passionate about the way you feel and think, and what you believe. 4 stars

SCORPIO (Oct. 23-Nov. 21): Put your heart on the line, say what you think and make your dreams come true. Stop pussyfooting around; show some spunk when it comes to your relationships and your plans for the upcoming year. 2 stars

SAGITTARIUS (Nov. 22-Dec. 21): A change at home will help you prepare for something you want to pursue in the upcoming year. Look at your options, and explore the possibility of turning something you love to do into a moneymaking endeavor. 5 stars

CAPRICORN (Dec. 22-Jan. 19): Keep life simple, be direct and make changes that are within your budget. Refuse to get trapped into emotional spending. You cannot buy love or trust, so put your wallet away and offer your time, understanding and devotion. 3 stars

AQUARIUS (Jan. 20-Feb. 18): How you help others will make an impression. Don't let what others do cause anxiety. People are who they are. You can speak only on your behalf and do what you feel is right for you and those you love. 3 stars

PISCES (Feb. 19-March 20): Above all else, be honest and do your best to make a difference that will improve the lives of those you love. A chance to make a professional move or to make extra cash is apparent. 3 stars