ARIES (March 21-April 19): Learn how to use your money wisely and save for the future. Consider investing in your skills, knowledge and prospects in order to raise your income. Don't let anyone talk you into taking financial risks or spending unnecessarily. 4 stars

TAURUS (April 20-May 20): Make adjustments that will help you end this year on a high note. Start the process now so that you will be well on your way the first quarter of next year. Your career or investment choices must be established and initiated. 2 stars

GEMINI (May 21-June 20): Re-evaluate relationships you are involved in and discuss plans with those you enjoy spending time with the most. It's time to make wise choices that deter you from getting poor results. Head in a direction that promises an upbeat lifestyle. 5 stars

CANCER (June 21-July 22): Share your intentions with others and you'll find out where you stand. The more open you are, the easier it will be to stabilize your current situation at home and at work. Your intuition won't let you down. Follow your heart. 3 stars

LEO (July 23-Aug. 22): If you hesitate, you will miss out. Be prepared to make your move and enjoy what life has to offer. Don't let anyone tamper with your plans or your emotional outlook. Do what's best for you. Love is highlighted. 3 stars

VIRGO (Aug. 23-Sept. 22): You'll be forced to juggle your time and your money. Lay out a plan and schedule you can work with, and don't deviate because of someone's inability to make a decision. Protect your home and your assets. 3 stars

LIBRA (Sept. 23-Oct. 22): You'll accomplish more if you get your errands out of the way or visit someone who can lift your spirits. Problems at home will escalate if you stick around and argue. Research new groups you would like to join. 2 stars

SCORPIO (Oct. 23-Nov. 21): Take charge and get things done. Your experience will allow you to show off your smarts and your talents. An interesting change at home will give you the ability to expand a creative hobby you enjoy. Don't let anyone ruin your plans. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): It will be difficult to balance work and home responsibilities. Long hours may be necessary if you want to take time off during the holidays. You won't disappoint loved ones if you make them aware of what you are up against. 3 stars

CAPRICORN (Dec. 22-Jan. 19): Consider how you are going to distribute your time and your money. Whether it's a donation you want to make or managing your gift-giving this festive season, try to have a plan that will help you stay on track. 3 stars

AQUARIUS (Jan. 20-Feb. 18): Opportunities are plentiful. Look at your choices and don't share your decision until you have a comprehensive plan. A change in the way you look will enhance your appeal and your love life. 3 stars

PISCES (Feb. 19-March 20): Follow through with your plans. Someone will complain if you are all talk and no action. What you do for others will not go unnoticed, but your contributions must not exceed your budget. A romantic problem will be based on disillusionment. 4 stars

ARIES (March 21-April 19): Put yourself first. Strive to be your best mentally, physically and emotionally. Refrain from getting into a petty argument that will waste your time. Do something constructive. A new hobby will occupy your mind and help you avoid discord. 2 stars

TAURUS (April 20-May 20): You'll attract attention for your performance, but overdoing it can end up causing you relationship problems. Gauge your time wisely so you don't disappoint someone who is counting on you. Moderation and attentiveness will bring good results. 5 stars

GEMINI (May 21-June 20): Protect against rumors or being misinterpreted. A detailed, honest assessment regarding the way you feel about a situation will play prominently into the results you get when dealing with others. Make love, not war. 3 stars

CANCER (June 21-July 22): Concentrate on important relationships. Making an impulsive change or decision will disrupt your status and can cause an emotional situation to escalate into an unruly turn of events. Nurture what you have using kindness, consideration and tenderness. 3 stars

LEO (July 23-Aug. 22): Share your ideas with peers. Mixing business with pleasure will be conducive to persuading others to see things your way. Don't be afraid to make an attractive offer to someone you think is special or has something to contribute. 3 stars

VIRGO (Aug. 23-Sept. 22): Don't believe everything you are told. You are best to go directly to the source and pose direct questions. Don't let a change of heart turn into a costly situation. Put greater emphasis on the people, places and things you enjoy the most. 5 stars

LIBRA (Sept. 23-Oct. 22): Personal issues will mount. Distance yourself from what's going on at home or in your personal life. You need time to think without someone manipulating you emotionally. Volunteering to help a worthy cause will take your mind off of your troubles. 2 stars

SCORPIO (Oct. 23-Nov. 21): Don't settle for less than what you want. Take the initiative to do your own fact-finding and you will have nothing to complain about when you finish. Make decisions based on how you feel, not on what others want. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Consider your future and what you can do to reach your goals. A career change that will stabilize your financial situation should be your aim. Being practical will pay off down the road, so be reluctant to take a path that doesn't offer greater security. 3 stars

CAPRICORN (Dec. 22-Jan. 19): You have everything in place and ready to go, so don't let someone else disrupt your plans. Uncertainty regarding money will come into play if you lend, borrow, donate or get into a joint money venture. 3 stars

AQUARIUS (Jan. 20-Feb. 18): Embrace change that will encourage a new beginning, a better job or a chance to take on a partnership that looks promising. Gather all the facts you can so that you can proceed with confidence. Stay in the loop. 3 stars

PISCES (Feb. 19-March 20): Communication will lead to uncertainty if you cannot tell the difference between fact and fiction. What someone tells you may be valid to a point, but the body language behind what's said will paint a truer picture. Protect your heart. 4 stars

ARIES (March 21-April 19): A change in your legal, medical or financial status will be beneficial if you remain calm and focus on getting things done. The less time you spend pontificating, and the more time you spend taking action, the better. 2 stars

TAURUS (April 20-May 20): Interesting information will develop through a conversation you have or a lecture you attend. A little knowledge can go a long way, so dig deep and discover all you can before incorporating your findings into your daily routine. 5 stars

GEMINI (May 21-June 20): Sharing will help you keep your relationships on track. Offering unique suggestions and taking part in events or activities that you feel you have something to contribute to will encourage you to get more involved. Love is in the stars. 3 stars

CANCER (June 21-July 22): Put greater emphasis on partnerships. Express your concerns and plans for the future, and you will weed out the people who have no interest in helping you reach your goals. Be careful not to fall for someone's insincere gestures. 3 stars

LEO (July 23-Aug. 22): Set aside some time to do things that will help improve your outlook, appearance or overall wellness. Avoid anyone who brings you down or puts unrealistic demands on you. Consider alternatives and make a move. 3 stars

VIRGO (Aug. 23-Sept. 22): Pick up the pace. You don't have to make drastic changes, but you can put practical plans into motion. Be a little creative, but don't feel the need to please someone who is using emotional tactics to make you feel guilty. 5 stars

LIBRA (Sept. 23-Oct. 22): Travel to unfamiliar destinations that can offer you inspiration and get you away from any problems brewing at home. You need time to think about the changes you should make to keep personal conflicts to a minimum. Love is on the rise. 4 stars

SCORPIO (Oct. 23-Nov. 21): Take a moment to reorganize your personal space to better fit your needs. Use your insight and strong sense of practicality to come up with a plan that is cost-efficient and will help you be more productive. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): Keep the facts straight to help avoid someone messing with you mentally or emotionally. Get involved in a new venture that will add to your knowledge or skill set. Try to improve the way you live and be open to change. 3 stars

CAPRICORN (Dec. 22-Jan. 19): Productivity will be the name of the game. What you put in, you will get out. Now is not the time to scrimp with your time or your attributes. Offer what you can, but make sure you get something in return. 3 stars

AQUARIUS (Jan. 20-Feb. 18): Don't back down when under pressure. Taking action will help you avoid someone trying to manipulate the way you do things. Making a change is a good idea if your motives are good and your plan is well researched. Love is highlighted. 3 stars

PISCES (Feb. 19-March 20): You've got options, so don't feel the need to follow the crowd. Someone will mislead you if you are too much of a chameleon. Be creative and let your intuition help you make the best choice. Don't let a poor relationship cost you. 4 stars