ARIES (March 21-April 19): Waiting around for others will only cause anxiety and stress. Act now and you will be the one everyone looks to for answers. Once your plans are in motion, you will receive all the help you need. 4 stars

TAURUS (April 20-May 20): You need to relax and spend your time taking care of what really matters. The kindness you show today will be rewarded in a surprising manner. A last-minute change to your financial situation will help you close the year with optimism. 2 stars

GEMINI (May 21-June 20): You will know instinctively what to do and when. Your insight will be appreciated and will attract someone who will want to work alongside you. An added burden will be placed on you if you are too open about what you have to offer. 5 stars

CANCER (June 21-July 22): There is plenty to do to prepare for the upcoming events and bringing the year to a close. Finish off any paperwork. Don't limit the possibilities because you are afraid of failure. 3 stars

LEO (July 23-Aug. 22): You may like to please others with lavish gifts and wild entertainment but keep your spending to a minimum. There will be a price to pay if you go over budget. Whoever you are trying to impress will be captured by your charm, not your pocketbook. 3 stars

VIRGO (Aug. 23-Sept. 22): Be generous with your time and you will make someone who needs help happy. Your positive and helpful demeanor will bring you plenty of joy now and in the new year. Shop for a special last-minute gift. 3 stars

LIBRA (Sept. 23-Oct. 22): Don't take chances when there is so little time and so much that could go wrong. Pick up last-minute items, make arrangements to volunteer your services or do something to entertain youngsters or seniors. 5 stars

SCORPIO (Oct. 23-Nov. 21): Spend time with people you don't get to see that often. Connect with some of the associates you want to do business with in the new year. Don't let someone you have an emotional attachment to make you feel guilty. 2 stars

SAGITTARIUS (Nov. 22-Dec. 21): Get the way you feel and what your intentions are out in the open. An older friend or relative will be a good listener and a wise adviser. Use a gentle nudge with a reward attached to it to get your way. 4 stars

CAPRICORN (Dec. 22-Jan. 19): You will receive something special from someone you least expect. Trust your past experience to direct you now. There are a lot of changes coming your way in the new year that you should be preparing for now. 3 stars

AQUARIUS (Jan. 20-Feb. 18): The more you do to help someone in need, the better you will feel about where you are heading in your own life. You can make a difference to a cause or someone going through tough times. Love is in the stars. 3 stars

PISCES (Feb. 19-March 20): Look at the way you are living and it will become clear to you that with a few healthy changes you can turn any negative in your life into a positive. Don't share your plans just yet; wait until the new year is here. 3 stars

ARIES (March 21-April 19): Think things through on your own. Once you have established what you are trying to do, you can ask people with experience to offer suggestions. Someone you like will do something special for you. 4 stars

TAURUS (April 20-May 20): Don't worry so much about the things you haven't been able to finish. Reconnecting with family will be enough for the people who love you. A few kind words, a helping hand and your presence will be all that's required. 2 stars

GEMINI (May 21-June 20): Your versatility and ability to know what others like, need and want will put you in a good position. Forming a partnership with someone you have feelings for will bring all sorts of new possibilities for the new year. 5 stars

CANCER (June 21-July 22): You don't have to go all-out this year. A little will go a long way. Your memories and family history will be entertaining and appreciated. Don't get upset with someone who is snippy -- offer warmth and kindness regardless. 3 stars

LEO (July 23-Aug. 22): Your desire to please, coupled with your generosity, will lead to overspending. However, the joy you receive from giving will make it all worthwhile. You have a big heart but must be very selective. 3 stars

VIRGO (Aug. 23-Sept. 22): Problems will develop at home due to mounting tension. Avoid anyone looking for a fight. An unexpected change regarding someone you care for will make you rethink your plans for the new year. 3 stars

LIBRA (Sept. 23-Oct. 22): You may want to be out and about and having some fun but don't leave someone out or you will face problems when you get home. Travel and visiting old friends will lead to a situation that may not be welcomed by everyone who knows you. 5 stars

SCORPIO (Oct. 23-Nov. 21): Visit with friends and the people you may not get to see over the festive season. Whether you travel in spirit or in person, touching base and letting people know you care will set the stage for a stellar year. Avoid overindulgence. 2 stars

SAGITTARIUS (Nov. 22-Dec. 21): Share memories with friends and family or travel to be with someone you miss. This is a good time to let someone you love know how you feel. Making a commitment will help to stabilize your life. 4 stars

CAPRICORN (Dec. 22-Jan. 19): Do something really special for someone you know needs your help. Make a point of finding out about people from your past whom you haven't seen for some time but think of often. 3 stars

AQUARIUS (Jan. 20-Feb. 18): Pitch in and help in your community. An old lover will be happy to see you and will share information that will change the way you think and what you do in the future. You'll come up with the perfect way to please someone who has always been there for you. 3 stars

PISCES (Feb. 19-March 20): Secrets must be kept, regardless of who wants to know. Avoid overindulgence or being tempted by those who have bad habits. An opportunity to make a good lifestyle change should be welcomed and will ensure that the upcoming year starts off well. 3 stars

ARIES (March 21-April 19): Your input will help to create a stir that helps you make a profit using your abilities. Travel and communications will lead to greater opportunities and will inject a little fire into your love life. 4 stars

TAURUS (April 20-May 20): Last-minute details added to a job you've been working on will make a huge difference. A budget set for entertainment and festive activities will help you stay within your means, giving a better start to the new year. 2 stars

GEMINI (May 21-June 20): Tie up any last-minute jobs so you can spend the rest of the day relaxing and enjoying the people and activities that make you happiest. A choice can be made that will alter your plans for the future. A move will entice you but may be premature. 5 stars

CANCER (June 21-July 22): What you do for those in need will determine what you will get back in the new year. Don't let the changes being made around you cause you to make an unnecessary move. Your patience will pay off. 3 stars

LEO (July 23-Aug. 22): The people you hook up with will have some interesting alternatives for you to think about. Changing your location or traveling a distance will not satisfy your expectations. Stay put and spend less. 3 stars

VIRGO (Aug. 23-Sept. 22): You can find an easy way to handle a family member who is out of line or causing you grief. You don't have to show anger but you do have to be firm. Some last-minute items you pick up are sure to please. 3 stars

LIBRA (Sept. 23-Oct. 22): Don't count on getting help from anyone. If you prepare to do everything yourself, you won't be disappointed. Your originality, charm and sophistication will be all that's required to drum up interest in something you want to pursue. 2 stars

SCORPIO (Oct. 23-Nov. 21): Don't sit idle when you should be picking up additional information, experience and skills. Mix tradition with non-traditional methods. A change is possible if you follow through with your plans. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Put your ideas and plans on the table, presenting your skills and your experience. You'll be difficult to turn down if you have a slick presentation. Once you have made it, you can relax and enjoy the holidays. 4 stars

CAPRICORN (Dec. 22-Jan. 19): You will make an impact with something you do or give to someone. A problem with someone in a position of authority will fester if you don't handle the situation as soon as it develops. Accept change. 3 stars

AQUARIUS (Jan. 20-Feb. 18): Share your thoughts and feelings and you will feel less stressed about your current situation and your future. A relationship that means a lot to you is in the stars and will allow you to make some interesting changes to the way you live your life. 3 stars

PISCES (Feb. 19-March 20): Look inward and you will discover what it is you need and want from the people around you. It's sharing equally that leads to a solid and prosperous personal or professional relationship. 3 stars