ARIES (March 21-April 19): Shopping will lead to some excellent buys for gifts. A settlement or debt can be expected. Your luck is changing and the chance to get involved in an interesting pastime will lead to a good friendship. 3 stars

TAURUS (April 20-May 20): Tie up any costly, unfinished business by the end of the year. An investment you've been watching will lead to financial gains if you act now. Visit someone you respect who could use your assistance. 3 stars

GEMINI (May 21-June 20): Challenge anyone who stands in your way. Use your knowledge and intelligence and you will get the upper hand regarding changes you want made at home and at work. An interesting proposition will give you something to think about. 4 stars

CANCER (June 21-July 22): If you let your emotions take over, you will not get your way. Don't keep changing your mind or you will make any competition you face look good. Put yourself on the line if you want to get ahead. 2 stars

LEO (July 23-Aug. 22): Plan an adventure or at least a trip back to places you enjoy. Getting together with old friends and discussing plans for the new year will help you know what you can expect. Make sure that, if you get involved in a partnership, both of you are offering equally. 5 stars

VIRGO (Aug. 23-Sept. 22): Do whatever it takes to stabilize and secure your future. Talk to the people you know you can rely on, but don't give away too much information. Listen, observe and reassess your situation. Get your personal paperwork in order. 3 stars

LIBRA (Sept. 23-Oct. 22): Have a little fun, get out with friends or colleagues and you will meet someone who interests you. A new partnership will get you thinking about an adventure you'd like to take part in. Get involved in a benefit or community service you believe in. 3 stars

SCORPIO (Oct. 23-Nov. 21): There are changes coming your way, allowing you greater creative freedom and the help you need to finish a project. Talk about your plans to someone interested in what you have to offer. There is money heading your way. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): Decorating or making a physical move from one place to another will pay off. There is money to be made and the possibility of coming into cash or a very nice gift is likely. Don't sell yourself short. 5 stars

CAPRICORN (Dec. 22-Jan. 19): Take your time. You don't have to give someone an answer just because you are asked. Added responsibilities are likely to develop due to older family members. Emotional matters will escalate. 2 stars

AQUARIUS (Jan. 20-Feb. 18): Don't stop now because someone you are emotionally attached to is trying to stifle your progress. Jealousy is apparent. A partnership that is far better for you is heading your way. Don't settle for second best. 4 stars

PISCES (Feb. 19-March 20): It's not the best time to form partnerships but, if you can build a tangible concept into something worthwhile, you will get interest from someone looking for a good idea or plan. Get whatever you discuss in writing. 3 stars

ARIES (March 21-April 19): You will start to recognize what you need to accomplish between now and the end of the year. Acquire the information that will help you make the right decisions. Someone from your past will try to take advantage of you again. 3 stars

TAURUS (April 20-May 20): Nothing will drop in your lap but, if you push for what you want, you will do OK. Don't let someone's selfishness or poor judgment bring you down. Focus on what's important and make your dreams come true. 3 stars

GEMINI (May 21-June 20): Don't let unexpected changes set you back. Whatever happens will turn out to be a blessing in disguise. Acceptance on your part is all it will take to put you in a good position. 4 stars

CANCER (June 21-July 22): You'll be emotionally challenged and easily trapped by someone who wants to argue. Don't waste time; discuss the issues head-on. You may need to be pushed in order to get on with your life. 2 stars

LEO (July 23-Aug. 22): Shop for special items and you will find bargains that will help you stay within your budget. Arrange a trip that will take you back to your roots. Don't lament over something or someone that has run its course. 5 stars

VIRGO (Aug. 23-Sept. 22): Put your efforts into fixing up your digs. Decorating or adding value to your place will help you feel better about your life and your direction. It's time to rethink your future and head in a direction more suitable to your lifestyle. 3 stars

LIBRA (Sept. 23-Oct. 22): You will find your options confusing. The people you are surrounded by may be split regarding beliefs, traditions and background culture. Try to remain true to yourself. Keeping a neutral position will help you utilize the best of everything. 3 stars

SCORPIO (Oct. 23-Nov. 21): Shopping or visiting a friend you miss will brighten your day. Stop worrying so much about home and family and cut yourself some slack. It's time for you to have a little fun and enjoy the moment. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): Spice up your life a little. There is money to be made but, if you let it slip through your fingers, you won't be any further ahead. Your quick wit and versatile way of handling others will help you excel. 5 stars

CAPRICORN (Dec. 22-Jan. 19): Expect to get a quick jolt from someone who thinks you are heading in the wrong direction. An older or more experienced individual may save you from a costly mistake if you are willing to listen. If you let love or your emotions sway you, it will end in disaster. 2 stars

AQUARIUS (Jan. 20-Feb. 18): Good fortune can be yours but only if you make some serious choices about your future. Focus on career opportunities or services you can offer. A partnership with someone industrious will help you get things moving. 4 stars

PISCES (Feb. 19-March 20): The more you learn now, the better prepared you will be in the new year. Expect to be forced to make a change. Make the most of whatever comes your way. A positive attitude will speak volumes. 3 stars

ARIES (March 21-April 19): Stop and think before you blurt out something that you will regret. Ruining a surprise or letting someone get wind of your plans will work against you. Small talk will get you past some of the potential mishaps you face. 3 stars

TAURUS (April 20-May 20): You have no time to be upset or to get into an argument with someone. Rise above any of the trivial matters that tease your mind. Strive for happy memories and spending time with people who make a difference to your life. 4 stars

GEMINI (May 21-June 20): You'll have to be careful not to offend someone with your actions or comments. Partnership problems are likely to develop if you aren't sensitive to the needs of others. You can find a solution once you recognize the problem. 2 stars

CANCER (June 21-July 22): Don't waste your talent. If you put it to good use, you will open up a professional opportunity that suits your lifestyle. You can turn your personal life into an asset. Stop daydreaming and start living your dream. 5 stars

LEO (July 23-Aug. 22): You'll be tempted to be frivolous and overly generous. Before you rack up bills or make costly promises, consider giving your time and experience instead of your cash. Challenge yourself physically and it will spark new ideas. 3 stars

VIRGO (Aug. 23-Sept. 22): Know where you stand financially, emotionally and physically. Budget wisely but don't go without. You can stretch what you've got a lot further than you realize. Good ideas, good timing and a lot of love can conquer all. 3 stars

LIBRA (Sept. 23-Oct. 22): Do everything in your power to fix any financial trouble you have. It is important that you take command of the situation immediately. Apply for a better position, pick up a part time job or cut costs at home. 3 stars

SCORPIO (Oct. 23-Nov. 21): It's what you present and offer others that will help you get ahead of the financial rat race. Take more interest in what you do well and you'll find a solution to subsidize your income. 5 stars

SAGITTARIUS (Nov. 22-Dec. 21): Before you do something you'll regret, access your situation and steer clear of becoming the middleman. Picking sides or interfering in any way will backfire. Stay neutral. The less you say, the better. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Do not hold yourself back or reduce your chance to advance because you think you are already out in front. Creative people will jump into the lead if you are lax in your ways. Be ready to take advantage of an unusual opportunity. 4 stars

AQUARIUS (Jan. 20-Feb. 18): Follow your heart. You will instinctively take the road less traveled but that's the one that suits you best. Not everyone will agree with your decisions but once you get started, everyone will rally round. 3 stars

PISCES (Feb. 19-March 20): Your emotions will be difficult to control. Put your emphasis on the people you care most about and you will bypass the troubles erratic behavior can lead to in the workforce. Less talk and more action will be the route to take. 3 stars