Here's a simple way to help keep your home warm in the winter and cool in the summer: Check your ductwork. Many newer homes have ductwork with dampers that are adjustable, and when they are installed, they are often marked with two words: summer and winter. Shifting the switch to the right season will ensure that the air flow in your home is maximized to direct either warm or cool air into the rooms where you need it most.

ANDREWS MCMEEL SYNDICATION

Did you know nearly 2 billion plastic gift cards are purchased every year and given away as gifts? While they're a convenient and useful gift for many people to choose exactly what they need, you might wonder: Are these cards recyclable? While the PVC plastic is technically recyclable, it's hard to find a recycler to turn old cards into new products. So do this instead: When you receive a card and use it, save it and reload it to give to someone else in the future. Most gift cards are reusable and reloadable.

ANDREWS MCMEEL SYNDICATION

When it's freezing cold outside, that doesn't mean you need to crank up the thermostat, use natural resources and waste money to stay warm inside. If it's sunny outside, open the shades and drapes to let the bright sunshine inside. The sun's rays will have a greenhouse effect and create real warmth inside your home. At night, do the opposite: Shut the blinds and close the drapes to maximize the energy efficiency of your windows.

ANDREWS MCMEEL SYNDICATION