Tired of getting preapproved credit card offers in the mail that just end up in the trash? It's easy to unsubscribe from these offers with just the click of a mouse. Under the Fair Credit Reporting Act, credit reporting companies are allowed to use your name on lists to creditors to make you offers for preapproved cards, but you can opt out from being on the list -- which eliminates the junk mail offers -- by visiting optoutprescreen.com. You can choose to opt out for five years or forever, and you can even opt back in if you ever want to be back on the list.
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