DEAR HARRIETTE: Lately, I've been plagued by worries about growing old and the possibility of not having anyone to take care of me. The thought of being alone and vulnerable in my old age is causing me a great deal of anxiety. I would appreciate your advice on how to alleviate these concerns. How can I ensure that I have a support system in place as I age? What steps can I take to cultivate strong relationships and build a network of people who will be there for me? Are there any resources or services you can recommend for long-term care planning? I want to be proactive and prepared for the future, but I'm not sure where to start. -- Anxieties on Getting Old
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DEAR ANXIETIES ON GETTING OLD: Planning for the future is smart. Think about the people who matter to you in your life today. Who are your forever friends and family members? Who seem to be more short-term connections? The ones who are likely lifers deserve more of your time and attention, as you will likely lean on them as you age.
Beyond your personal contacts, research insurance plans for long-term care. The earlier you invest, the more affordable the plan can be. Similarly, work with a financial adviser to create a long-term investment strategy that will provide a nest egg for you in your later years.