DEAR HARRIETTE: My husband is completely immersed in what I call conspiracy theories. He has always been like this, only now he’s focused on some financial investments that seem awfully risky. I don’t know anything about investing -- and neither does he. We both realize we need to make more money, but now he wants to take money out of his retirement to invest in this thing. The investor sounds extreme, if not on the fringe. I don’t want to emasculate my husband, but I also do not want him to blow the only retirement we have on what seems like a whim. What can I do? -- Risky Business, Rockville, Maryland
DEAR RISKY BUSINESS: The best way for you to have some say in how your husband invests is for you to get involved. I’m not sure how the investor in question is a conspiracy theorist, but you should tell your husband you want to learn about this investment strategy with him. Read what he is reading, and do independent research to get a sense of how this idea is regarded in the industry. Speak to a financial adviser to get a professional perspective on what kinds of investments are wise for someone in your family’s financial situation.
By demonstrating sincere interest in this topic that so interests your husband, you may be able to bond with him over your plans for the future and decide to agree together on the next steps.