DEAR HARRIETTE: I recently had a heart-to-heart with my 80-year-old cousin. She never married but seemed to have a good life. I wanted to know why she never got married. She's attractive. She is smart. She has good manners. I figured she would have had suitors back then who would have loved to be with her.

She told me she had fallen in love when she was in her 20s, but the man didn't want to marry her. Because her heart was with him, she didn't think it would be right to marry somebody else. She teared up a little as she told me, but she said she thought she made the right decision.

I felt really sad for her. I also wondered if I will ever meet "the one." What if I don't find somebody I'm head-over-heels for? Should I stay single forever? -- Spinster in Training, Jersey City, New Jersey

DEAR SPINSTER IN TRAINING: Your cousin shared her truth with you. If she wholeheartedly believes that her heart was locked with that man, then she is right to not try to force herself to love someone else. She may not have felt capable of loving someone else fully.

Is that sad? I think so, because it's likely your cousin has a lot of love that she could have shared with someone who would have shared his love with her.

Please remember that you are not your cousin. She told you her story. Now you have to figure out your own.

You will have to assess whether you have found "the one" with whom you can build a life. It's wise to actually write down a list of the character traits you admire in a partner. Be as clear as you can about what inspires and motivates you. Then, as you meet potential suitors, you may have a better chance of noticing someone who is a perfect match for you.

Stop worrying about your cousin's story. She chose to live her life in a particular way. Now it's time for you to make your own choices.

DEAR HARRIETTE: My father died 10 years ago. Every year, my mother wants the family to make a pilgrimage to visit his grave. I rarely go. She is insistent this year because it's the 10th anniversary of his death. I hate cemeteries. Do I have to go? -- Creeped Out, Cincinnati

DEAR CREEPED OUT: Your mother would be thrilled to have you at her side. Participate in the pilgrimage for her sake. And, if you can, share a memory of your father that will make your family remember him with love. They all will appreciate your presence.

(Lifestylist and author Harriette Cole is president and creative director of Harriette Cole Media. You can send questions to askharriette@harriettecole.com or c/o Universal Uclick, 1130 Walnut St., Kansas City, MO 64106.)

DEAR HARRIETTE: A co-worker told me in confidence that she plans to call in sick to work so she can purchase tickets for an upcoming concert. Every time someone calls in sick, our individual workload increases. I'm wondering if I should tell my manager the truth. -- Potential Whistle Blower, Jersey City, New Jersey

DEAR WHISTLE BLOWER: Going to the manager about this seems extreme. Instead of helping, it is likely to create negativity in the workplace for you and your co-worker.

If you feel so strongly that she is compromising your workday or that of your other co-workers, tell her directly. You can say that you understand how excited she is about the concert but that you hope she understands how much of a hardship her absence will be on the team. You can tell her that you will cover for her during her time off and that you hope she will do the same when someone else, you included, needs a little break. You will have her back so long as she doesn't make this a practice.

DEAR HARRIETTE: My husband and I have been in a contentious relationship for several years. Our son is going away for a week, and I'm freaking out. I'm sure my husband will want to be intimate with me, and that hasn't happened for years. I feel completely inept when it comes to that. It ended years ago when we were arguing all the time. I know it will come up. I'm not sure how to handle it.

My husband is a guy. I know he will be happy to "just do it," as the saying goes. But not me. Help! -- Frozen, Seattle

DEAR FROZEN: Unthaw enough to take control of the situation. Suggest activities outside of the house that could potentially spark tender feelings between the two of you. Go to a favorite restaurant, art gallery or a cultural event. Whatever you two have enjoyed as a couple in the past should be on your list.

Invite your husband to participate in these activities with you, and be honest. Tell him that you want to use the time when your son is away to rekindle tender feelings. If he immediately wants to skip past the foreplay to get to the end goal, slow him down.

Tell him that you realize you've been distant a long time and that the best way to get close again is to spend quality time in each other's company, so that you naturally begin to enjoy being together again.

If you are not ready to fully engage, tell him. Be sure to let him know what you are willing to do. Commit to enjoying the alone time with him.

(Lifestylist and author Harriette Cole is president and creative director of Harriette Cole Media. You can send questions to askharriette@harriettecole.com or c/o Universal Uclick, 1130 Walnut St., Kansas City, MO 64106.)

DEAR HARRIETTE: One of my best friends is gay, but our other friend still uses the word "gay" to describe things she thinks are stupid. She says our gay friend doesn't mind, but I think he does -- he would just never admit it. Should I act on my instinct and tell her she needs to stop, or should I just let it go? -- Keeping It PC, Miami

DEAR KEEPING IT PC: By all means, speak up. Words are powerful, and how we use them is important. Being insensitive to the use of a word like "gay" is actually what is stupid. (Do you see how even saying the word "stupid" is fiery? I believe in searching for uncharged words to describe feelings and thoughts.)

Talk to your friend about her choice of words and make it clear that you find her speech offensive. This is true regardless of whether she is in the company of your gay friend, by the way. It's important to acknowledge that wherever you are and no matter the company, using language in a charged way like that is unwise because it continues a narrative of insensitivity that is unkind.

Your gay friend may or may not mind. But that isn't even the point. What's key here is for your friend to recognize that words have the ability to empower or hurt. Choosing empowerment is the way to go.

DEAR HARRIETTE: I made a silly and potentially costly mistake. I received an email from a friend suggesting that I look into a way to earn money from home. The link looked like a site from a television station, with articles and testimonials from a variety of people who said they earned money in this way. I found it intriguing. I did try to reach my friend to see if he had tried it, but I didn't hear back from him. (Later, he said his email was hacked.)

I got lured into the promise of earning extra money and signed up for it. Of course it required a small fee, which I paid. And then nothing. I didn't ever get to the place where I would earn all this money.

Now I'm worried that my credit card may be compromised. What can I do? -- Hoodwinked, Los Angeles

DEAR HOODWINKED: Usually, if something seems too good to be true, it is. I'm sorry this happened to you, but all may not be lost.

Contact your credit card company and tell them that you believe the charge was fraudulent. Explain what happened and ask if they can stop payment and/or place an alert that the company you paid practices fraud. Credit card companies have departments set up to help customers with such things, so there's a good chance you will be reimbursed and your account can be protected from that company charging you again.

(Lifestylist and author Harriette Cole is president and creative director of Harriette Cole Media. You can send questions to askharriette@harriettecole.com or c/o Universal Uclick, 1130 Walnut St., Kansas City, MO 64106.)