DEAR HARRIETTE: My son has always been practical when it comes to asking for things for Christmas. He has never asked for extravagant gifts, and my husband and I do our best to get whatever he requests. This year, he once again hasn't asked for much, but what he wants is pricey. He has four items on his list. The main one is above our budget. We have been talking about it. Since our son is frugal, we want to get it. But if we get that one item, that will be it. Should we get him a few little things or splurge on the one big item on his list? -- What to Do, Washington, D.C.
DEAR WHAT TO DO: As you assess your finances, figure out if the one item is possible for you to get at this time. If you can do it without hurting your overall budget, go for it. If it is out of reach, it is time for you to be practical, too. Purchase those items on your son's list that you can afford. Give him space to enjoy them. Separately, you can let your son know that you were unable to get him his big-ticket request at this time. He is sure to understand.