DEAR ABBY: I'm a 65-year-old woman with a younger brother who is 63 and physically, mentally and emotionally disabled. He's deaf, reads at a fourth-grade level and can do math only at a second-grade level. He has paranoia, and because of that, he can't work with other people. He receives disability payments, but they are only a small amount of money.

My husband and I have had successful careers and are comfortable financially. For many years, we have helped my brother by paying some of his bills, but my retirement next year will make this harder to do. How much do I owe this sibling? If he can't afford to stay in his apartment, he would wind up living with us or homeless. -- FEARING THE FUTURE

DEAR FEARING: You are a wonderful sister. I am sorry your parents didn't provide for what might happen to their son after their deaths.

Start doing some research and explore what all of the options may be. Go online and look for "services for the disabled." Contact the department of mental health in your state and inquire about what options are available for your mentally ill sibling. Follow it up by scheduling an appointment with a social worker. You can find one by contacting your county department of mental health or a local hospital because there's usually at least one on staff. If your brother can possibly live independently without your financial support, it might be the better option for all of you.

DEAR ABBY: I am so frustrated with my husband that I'm considering divorce once the quarantine is over. We don't see things the same at all. Maybe it's because we're tired of being around each other because of the pandemic, but this has been a really tough time. Everything I say gets him upset.

Part of the problem may be his job. He is very unhappy with it, and he walks around the house upset all day, every day. I try to give him space, but if I ask him to do something, he gets upset.

I asked him a couple of times to cut the grass. He told me to ask him something once and then let it go, which I usually do, but it had grown 3 to 5 feet high. I think I'm a patient person, but he said I talk to him like a boss giving him orders. I made it clear I never demand anything from him, I always ask, but that doesn't matter to him. He doesn't like the way I ask. It seems like he gets upset whenever I'm around.

I continue taking things one day at a time, but right now I'm very unhappy in this marriage. If I could rewind the hands of time, I would have never married him. I don't know how to handle this. He doesn't want to be around me unless we are having sex. Abby? -- MISERABLE IN MARYLAND

DEAR MISERABLE: Many couples have become stressed to the max during the last year. I hope you and your husband can find a way to give each other the benefit of the doubt before deciding whether to call it quits. There will be plenty of time to consider divorce later. The two of you are overdue for a serious, civilized discussion about how to keep the level of tension down in the meantime.

That said, I do not think you should be having sex with him under these circumstances. Certainly not until he cuts the grass or finds another job he enjoys.

DEAR ABBY: I have this dilemma. I'm a woman in my 40s with a good job, and I'm told I am a good catch. About six months ago, I moved in with a man I will call Peter. It started as a roommate situation, but then became friends with benefits. We have both agreed we are not a couple.

The problem is Peter has a friend, "Reggie." I like Reggie, and he likes me. We have hung out as a group several times. To the best of my knowledge, Reggie has no idea Peter and I are FWBs.

Reggie recently asked me out to dinner as a date. I can see myself having a real relationship with him, but don't know how Peter will react. Should I accept the invitation? I mean, it's just one date. Also, should I mention it to Peter? -- F.W.B. IN THE SOUTH

DEAR F.W.B.: You and Peter have agreed that you are not a couple. Accept Reggie's offer and be upfront with Peter about it. The only thing that might change would be that Peter will have to find another friend with benefits because the sexual aspect of your relationship with him may be over.

DEAR ABBY: I have a 22-year-old daughter from my first marriage and a 9-year-old son with my husband of 12 years. My husband is 57, and I just turned 41. I would like to have another baby, mainly because I want my 9-year-old son to have someone to grow up with. We have no other family. It's just him and girl cousins, ages 9 and 5. Can you please advise me if my husband and I are OK or too old to have one more child? -- CONSIDERING IT IN THE WEST

DEAR CONSIDERING: I'm glad you wrote. This is something that should be discussed further with your husband to make sure you are on the same page, and also with your OB-GYN.

If your intention is that your children grow up together, this is something that should have happened years ago. As it stands, the 10-year age difference will mean your son will be grown and gone while your younger child is still at home.

A doctor with a specialty in genetics could be helpful as you gather information. It is important that you understand what precautions might be wise to take before making this decision.

DEAR ABBY: I care a lot about what friends, family -- even the general public -- do with their money. Specifically, I promote the benefits of owning a home, but I suspect my efforts to educate them may need a more loving approach. I just don't want people I care about to throw their money away to their landlords. Do I need to be more loving and supportive vs. educating? -- COMMUNITY HELPER IN MICHIGAN

DEAR HELPER: People usually have good reasons for renting instead of buying. If you keep repeating your advice and it's falling on deaf ears, it's fair to conclude your message isn't being appreciated. A saying widely attributed to Albert Einstein is, "Insanity is continuing to repeat an action over and over again but expecting different results." You can volunteer to serve as an adviser, but only if these individuals want to make a change and ask for your help.

DEAR ABBY: For more than four decades, my stepmother, "Vera," and I never got along. We tolerated each other for the sake of my father, who has now passed away. I'm a 60-year-old male reader and unsure how to respond to some recent statements she has been making.

For the record, I and many others always found Vera to be extremely self-absorbed and lacking in empathy. She often treated my father unkindly, bordering on abusive before and during his slow decline with dementia, even though she never had to provide any hands-on care. Yes, I know it's hard to always be patient in these cases, but Dad was never "difficult" or violent -- just forgetful.

I call and visit Vera (who is now 87) occasionally, out of a sense of duty. A few times she has mentioned the unkind things she said or did to my father, not expressing remorse but possibly feeling some guilt.

Thus far, I have ignored these remarks, though I want to let her know I felt sad and angry about how she acted and could never live with myself if I'd treated my seriously ill spouse that way. Should I keep letting it go or express how I really feel? -- GRIEVING SON IN THE WEST

DEAR SON: The next time Vera mentions the unkind things she said or did to your dad, feel free to speak up and let her know that not only did you notice but also how you feel about it. Frankly, it is admirable that you check in on the woman at all considering how you felt about each other all those years. I don't think most people would do as much as you have done under similar circumstances.

DEAR ABBY: I have two wonderful grandparents I love very much. They are the most important people in my life, and I always think about them when planning anything in my life because I want to make them happy.

The problem is I want to go to college out of state and pursue a career that isn't possible in the city or state they live in. They want me to live with them in a city I can't be happy in because of this.

How do I tell them I can't see myself staying there for the rest of my life? I know they won't be happy hearing it, but I don't want to disappoint them or make them think I don't love them anymore by leaving. Please help. I don't know what to do or what path in life to take. -- AT A CROSSROADS IN TEXAS

DEAR AT A CROSSROADS: You ARE at a crossroads. You're standing in the intersection of adolescence and adulthood. You deserve the chance to fulfill your dreams, so it's time for an adult conversation with your grandparents. Explain that you love them and don't want to disappoint them, and outline what your plans are regarding your education and your career. While they may be disappointed, if they love you as much as you love them, they won't stand in your way.