DEAR ABBY: My toddler and I were rear-ended a few days ago. Thankfully, neither of us was hurt. The other driver's insurance is paying for the car repairs. They will also reimburse me for a new car seat if I buy one and submit the receipt.
My husband, the sole wage earner in our family, insists that we don't need to replace the car seat. Money is tight, but I think we could come up with it, and besides, we'd be reimbursed. He also thinks the accident was so minor that the seat should protect our child in another collision, and I'm "just a gullible consumer buying into marketing propaganda." (For the record, he's a loving husband and father, just tight with money.)
Should I replace the car seat knowing it will upset him, or should I continue feeling guilty about placing our child in a possibly compromised car seat? -- SAFETY-FIRST MOM IN TENNESSEE
DEAR SAFETY-FIRST MOM: Far be it from me to imply that insurance companies aren't the epitome of generosity, but when an insurance company offers reimbursement for a child safety device that has been through an accident, I think you should take the hint. As to your husband's fiscal conservatism, tell him that he won't be fronting the money because you are gullible. He'll be doing it to give you something worth more than money -- and that's peace of mind.