DEAR ABBY: These will be the first holidays for my husband and me since we discovered that his sister, "Dawn," embezzled more than $200,000 from our business. It happened over a period of three years, when Dawn was our bookkeeper. Actually, our overall losses were even greater, because of her frivolous spending, "company write-offs" and bad management.

We knew something was terribly wrong. We just didn't know it was Dawn until she was caught.

She has since gotten another job in another state and is slowly paying us back. However, it will be a couple of decades before we're fully repaid -- if ever. Dawn has asked us not to tell anyone. She got off easy, and I don't believe that she's fully aware of the depth of the damage she left behind.

Fortunately, since Dawn's departure, there is peace in the office and the business is going well once again. But I am still hurt and offended by her deception.

I think I deserve a happy holiday season. Am I justified in avoiding her? Or should I just "grin and bear it" at the upcoming family get-together? -- STILL ANGRY IN MARYLAND

DEAR STILL ANGRY: I assume from your letter that the rest of the family knows nothing about the money your sister-in-law stole, and that she plans to attend the family gatherings.

Are you justified in avoiding her? Absolutely! Unless you're sure you can refrain from losing your temper(s) and spilling the beans, I'd advise you to make other plans this Christmas. However, unless you are prepared to boycott every celebration Dawn attends, you are going to have to learn to tolerate her at some point. Keep in mind, she is making restitution -- however slowly -- and that's a step in the right direction.

DEAR ABBY: I am a divorced mother, dating a divorced man whose children are almost completely grown. My boyfriend makes significantly more money than I do and has the freedom to take time off from work whenever he wants. (He's an avid hunter and fisherman, and takes several weeks off throughout the year for these hobbies.)

My problem is, I find myself feeling jealous and resentful of the opportunities he is fortunate to have. I know I shouldn't feel that way. He has earned his success, and besides, I love him and want him to have all the things he enjoys.

On the other hand, I struggle to make ends meet. He pays for everything we do when we are together and often treats my kids to pizza and ice cream. He has offered to give me money from time to time, which I have consistently refused.

So why am I feeling angry and left out -- yet if he offers to give me money, my pride won't allow me to take it anyway? -- WICKED WITCH OF THE MIDWEST

DEAR WICKED WITCH: You're feeling angry and left out because you are human. Your boyfriend is off kicking up his heels (deservedly or not), and you are left saddled with your responsibilities. Let me say that I respect your stance on not accepting money from him -- and I'll bet he does, too.

One way to effect an attitude adjustment would be to plan something special for yourself when he takes off to enjoy his hobbies. Perhaps you would like a massage, dinner out with a girlfriend you haven't seen in some time, an evening at the movies, the theater or a concert? Please don't cast yourself as the poor little left-out waif. The more enjoyable time you allow yourself in his absence, the better company you'll be when he returns. Trust me on that!

To receive a collection of Abby's most memorable -- and most frequently requested -- poems and essays, send a business-sized, self-addressed envelope, plus check or money order for $5 (U.S. funds) to: Dear Abby -- Keepers Booklet, P.O. Box 447, Mount Morris, IL 61054-0447. (Postage is included in the price.)

DEAR ABBY: I grew up invisible in a household with three siblings, one of whom got by far the most attention. To this day, my older brother's picture is displayed in our parents' family room -- only his.

Two of my siblings were manic-depressive. There was never much calm, but that was no one's fault. My biggest complaint is that Dad ran out on us, taking work in another town. Although he had the option to stay, he left Mom and me to cope with the remaining brother who suffered from that horrible disease. It was hell.

I am still angry at my father, even though he is old and frail and doesn't have much time left. My wife says I need to sit down with him, explain why I am angry, clear the air, and also ask him to hang pictures of all of his children. I say, some wounds are better left scabbed, if not healed. I feel that the absence of photographs speaks of an attitude that cannot be changed. What do you think? -- FORGOTTEN SON, BOZEMAN, MT.

DEAR FORGOTTEN SON: I think I agree with your wife. Although you may not be able to change your father's attitude (or priorities), it might be beneficial for you to give him a chance to explain why he left -- one adult to another. And as to why only one sibling's picture is displayed, it could have less to do with the amount of affection as much as the level of preoccupation. Please talk to your father before it's too late. It could lighten your load.

Good advice for everyone -- teens to seniors -- is in "The Anger in All of Us and How to Deal With It." To order, send a business-size, self-addressed envelope, plus check or money order for $5 (U.S. funds only) to: Dear Abby, Anger Booklet, P.O. Box 447, Mount Morris, IL 61054-0447. (Postage is included.)

DEAR ABBY: My family and I have lived in this subdivision for 10 years. We are friendly with our neighbors. All of the children here play wonderfully together and are of various ages.

One of my neighbors, "Rachel," and I were very close at one time, but we are recovering from a fallout involving her eldest daughter. We are trying to repair the friendship, but it has reached the point that I hate living here.

Rachel is jealous of anyone I spend time with if it's not her. She is constantly out in her yard, and I feel like she watches everything I do and who comes and goes. When I spend time with other neighbors, she retaliates with rudeness and with negative, insulting comments and behavior.

How can I get across to her that although we may have been close friends at one time, we're now only friendly neighbors? -- WANTS TO MOVE IN OHIO

DEAR WANTS TO MOVE: It appears Rachel has emotionally regressed to the grammar school level, where children assume that if they are friends they "own" each other. I see no reason to issue any proclamations. Get your message across by continuing to have an active social life with neighbors you enjoy and ignoring her sulkiness. If she makes a nasty comment, tell her: "You know, sniping is a very unattractive trait. It makes me want to see less of you rather than more."

DEAR ABBY: My elderly mother lives in a small efficiency apartment. Last year, my out-of-town siblings -- all of whom live within 50 miles -- visited her on Christmas Day with gifts she could not possibly use.

One sister brought a set of heavy crystal glasses. (Mother's hands shake, and she uses a plastic drinking cup with a handle.) Another sister brought a silver tea service (which I had to pack in a closet for her). My brother brought her two pieces of heavy luggage (which took up all the room in a closet).

Mama no longer is up to entertaining, and all those expensive gifts were useless to her. She has tried "hinting" that she doesn't need things like that, but they refuse to listen.

It would be so much more helpful if they would instead cook a meal for Mama, or stop by a restaurant and bring her a meal when they visit. She isn't up to cooking, and a gift like that would not wind up packed away for the next generation.

When they visit, they usually stop by a restaurant and eat, but they never stop to consider that Mama would love a meal, too. I try to cook for her as often as I can, but I have a disabled child at home who is in and out of the hospital. When I do cook, I package meals for her that she can microwave and enjoy. What a help it would be if my siblings would do this.

Why don't people stop and take into consideration how a person lives and what his or her needs are before buying a gift? Thanks for letting me vent. -- CHRISTINE IN SOUTH CAROLINA

DEAR CHRISTINE: It may be that doing what you suggest takes too much time and energy. Or, in the case of your siblings, the motivation for the expensive gifts may be guilt. You can't change them, but I do recommend you remind them frequently how much your mother would appreciate it if they would bring her a nice meal when they visit. You'll be doing them -- and her -- a favor.

Abby shares more than 100 of her favorite recipes in two booklets: "Abby's Favorite Recipes" and "More Favorite Recipes by Dear Abby." Send a business-size, self-addressed envelope, plus check or money order for $10 (U.S. funds)

to: Dear Abby -- Cookbooklet Set, P.O. Box 447, Mount Morris, IL 61054-0447. (Postage is included in price.)