DEAR SOMEONE ELSE’S MOM: My brother borrowed my car a few months ago so he could get to work while his car was in the shop. When he came out from work at the end of the day, he saw that someone had backed into my car and damaged the rear fender and bumper. So I wouldn’t have to put in an insurance claim, he offered to cover the cost of repairs out-of-pocket, which I was OK with at the time.
I paid for the repairs when I picked up the car, which I needed right away. The same day I sent him the bill, which he promised to take care of right away. So far nothing. Both my wife and I have reminded my brother that he still owes us the cost of the repairs and he tells us he’ll get us the money after he gets paid next, and that was too many paydays ago. I am beginning to wonder if he intends to pay at all.
I don’t want to have hard feelings with my brother about this, but I also want him to uphold his part of the bargain. With the holidays coming, we can really use the money.
What do you think my next step should be? --- STILL WAITING FOR PAYMENT
DEAR STILL WAITING FOR PAYMENT: I think your next step should be to bug the heck out of him until he coughs up the repayment, reminding him how much you need the cash now.
Beyond that, I would advise you to never again lend anything of value to your brother.