ARIES (March 21-April 19): Get your finances in order. Set up a new budget and make a checklist of the personal improvements you want to pursue. Argue less, compromise more and be willing to walk away from conflicts that can't be resolved. 3 stars

TAURUS (April 20-May 20): Spend time with friends and relatives who are developing an appreciation for your culture, traditions or beliefs. You will encounter ideas that will encourage you to be persistent in your pursuits. A gift will come from an unusual source. 3 stars

GEMINI (May 21-June 20): Take time to rejuvenate yourself. Consider past situations and resolve not to repeat the mistakes of the past. This is a new day and a new year. Shake off any negativity you encounter. Get together with someone you love. 5 stars

CANCER (June 21-July 22): Don't rely on offers made by strangers. Look out for your interests and invest in your skills, talents and ability to move forward on your own. Joint ventures will hold you back. Offer suggestions, not a partnership. 2 stars

LEO (July 23-Aug. 22): Set your sights on the personal changes you want to bring about. You'll have the discipline to follow through as long as you set realistic goals. Love is in the stars, and improving a personal relationship is a good possibility. 4 stars

VIRGO (Aug. 23-Sept. 22): Keep a low profile. Listen to any complaints being made. Deception is apparent, and you'll want to gather all the information you can that might benefit you in the future. Use your brains rather than your brawn. 3 stars

LIBRA (Sept. 23-Oct. 22): It's up to you to bring about changes. Don't sit around waiting for someone else to make the first move. If you don't like the way you are being treated, do something about it. Learn from your past experience. 3 stars

SCORPIO (Oct. 23-Nov. 21): Speak up and get involved in the organizations that you belong to. Being a member and a participant are two different things. If you want something, go after it and it will be yours. It's a new year and a new you. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): Evaluate the past year. Size up your current situation and consider what you have to do to make your life better. Don't be fooled by someone with ulterior motives. Get rid of the bad influences in your life. 4 stars

CAPRICORN (Dec. 22-Jan. 19): It's a new year and a new beginning. Toss out what hasn't been working for you and donate what you no longer need. Clear out your clutter and make room for a bright, bold future. Fine-tune your negotiating skills and plan your strategy. 2 stars

AQUARIUS (Jan. 20-Feb. 18): Start planning your future. Put your plans on paper and put a schedule in place. Whether it's work, family or your own personal needs, you'll have the discipline to make things happen and reach your goals. Love and family activities are favored. 5 stars

PISCES (Feb. 19-March 20): Assess what you have to offer and look for a way to use your skills in diverse ways. Rely on past accomplishments to help you put a plan in place to collaborate with others this year. 3 stars

ARIES (March 21-April 19): Start getting ready to bring in the new year mentally, physically and emotionally. Exercise discipline and you can make your dreams come true. Positive change is heading your way. Focus on what you want and don't look back. 3 stars

TAURUS (April 20-May 20): Celebrating with the people who share your interests will help you begin 2016 on a favorable note. Express your opinions and let the people you love know exactly how you feel. Abide by rules and regulations. 5 stars

GEMINI (May 21-June 20): Don't start the year off on the wrong foot. Overindulgence or letting emotional matters spin out of control will leave a sour taste in your mouth. Make personal changes that can boost your confidence, and avoid anyone who is a poor influence. 2 stars

CANCER (June 21-July 22): Host a party or plan a quiet, romantic evening for you and your partner. Talk about future plans and explore the possibility of doing something you've always wanted to do. Invest in a joint venture with someone special. 4 stars

LEO (July 23-Aug. 22): It's in with the new and out with the old, and that means making the changes that will bring you greater happiness and stability. Personal, emotional and physical changes will turn out well as long as you stick to a budget. 3 stars

VIRGO (Aug. 23-Sept. 22): You'll be emotional due to uncertainty in your personal life. Realizing that change is necessary is half the battle. A discussion with someone who has been causing you grief will give you a better understanding of the situation. 3 stars

LIBRA (Sept. 23-Oct. 22): Keep your celebration simple. It may be the end of the year, but indulgence will lead to disputes and unwanted changes. Bide your time, be diplomatic and plan your strategy for 2016. Work on personal change, not on changing. 3 stars

SCORPIO (Oct. 23-Nov. 21): Getting together with people you love or don't see frequently will do you good. Heading to a special place you don't visit often will set the stage for a romantic evening. Love is in the stars. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): You'll be in overdrive, so be careful not to burn out. Pace yourself or you will miss the turn-of-the-year festivities. Problems with authority figures and delays while traveling can be expected. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Look forward, not back. Bring in the year with people who are as progressive and proactive as you. Share your thoughts and resolutions and you will end up in good company when it comes to future pursuits. 5 stars

AQUARIUS (Jan. 20-Feb. 18): Don't let what others do get to you. Diplomacy will be required if you are surrounded by people who are being careless and indulgent. Opt to spend a quiet evening with your immediate family or closest friends. 3 stars

PISCES (Feb. 19-March 20): Let go of the past and embrace the future by resolving unfinished emotional matters with the people you want to keep in your life. Don't let regret drag you down. Open up, find common ground and start anew. 3 stars

ARIES (March 21-April 19): Lady luck is in your corner. When it comes to money, contracts, negotiations and settlements, the planets favor you. Hesitation will be your downfall and arguments will be a waste of time. When an opportunity arises, give it your best shot. 3 stars

TAURUS (April 20-May 20): Open up conversations with people who have an inside view of an industry that interests you. Networking and socializing with your peers will lead to a new friendship with a colleague you want to collaborate with. 5 stars

GEMINI (May 21-June 20): You will face opposition if you aren't forthright about what your motives are. Do your best to reveal what you want and what you are offering. It's better to know where you stand than to live a confused life. 4 stars

CANCER (June 21-July 22): Don't make changes just because someone else does. Focus on tradition, family and reconnecting with relatives you don't get to see very often. The memories will stir up ideas and inspire you to make plans in the new year. 4 stars

LEO (July 23-Aug. 22): It's the festive season, and entertainment, socializing and finding time to be affectionate with someone you love is encouraged. A trip to the spa or to spruce up your image will be just what you need to lift your spirits. 3 stars

VIRGO (Aug. 23-Sept. 22): You'll face opposition if you share your personal thoughts and plans. Work undercover until you come up with a foolproof plan. A networking function will be a good place to pick up information. 3 stars

LIBRA (Sept. 23-Oct. 22): You are running out of time. Make a point to enforce the changes you want to make before the turn of the year. It's important to enter 2016 with a clean slate. You will have to be secretive to avoid interference. 3 stars

SCORPIO (Oct. 23-Nov. 21): Share your ideas and plans with someone you love or want to spend more time with. Favors will be granted if you decide to enter into a joint venture. Unusual changes at home will inspire you to be more creative. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Stick close to home and abide by the rules and regulations. You will face opposition if you are indulgent or try to ignore the assignments that are due before the year comes to a close. Secrets will be revealed. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Don't leave anything undone. Avoid arguments or conflicts with someone who doesn't understand what you are doing. Finish what you start and head in a direction that will allow you to lay down a solid foundation for future negotiations. 5 stars

AQUARIUS (Jan. 20-Feb. 18): Look at your options and ponder what you want to achieve next year. You can bring about changes based on past experience and future goals. Take physical steps to ensure you will be ready when the time comes. 3 stars

PISCES (Feb. 19-March 20): The disclosure of a personal secret will leave you confused and uncertain about what to do next. Don't let your emotions take over and lead to a situation you cannot reverse. Bide your time and seek legal advice. 3 stars