ARIES (March 21-April 19): You'll be surprised how much you can accomplish if you speak directly from the heart. Discipline and hard work will pay off later in the month when you need a little time to yourself. A romantic moment will be enlightening. 3 stars

TAURUS (April 20-May 20): Talks and negotiations will enable you to make plans for the future. Get everything you want in writing or you may be short-changed. A change in plans can be to your advantage if you are adaptable. Emotional matters can be resolved if you reveal your true feelings. 3 stars

GEMINI (May 21-June 20): You may be required to pay off an old debt. You can ask for financial assistance but, before accepting, go over the terms and decide if it is better to wait until the new year because of taxes. 3 stars

CANCER (June 21-July 22): Your status may be altered by the changes going on at work or within your community. Get involved so that you have a say. Expressing your concerns will allow you to raise awareness and your expertise and research will lead to an unexpected advancement. 5 stars

LEO (July 23-Aug. 22): You'll be impulsive when it comes to shopping and entertainment costs. Don't be fooled by products that promise the impossible. Hold off making a move, decision or promise until you fully understand what's involved. 2 stars

VIRGO (Aug. 23-Sept. 22): Discuss your plans with someone you respect and you will get an inside view that could potentially change your mind and your direction regarding home and family. A relationship you thought was secure may need special attention. 4 stars

LIBRA (Sept. 23-Oct. 22): Coming up with alternative suggestions will help you stay within your budget and please everyone around you. A bargain can be found if you look in the right place. Do your homework and you will succeed. 3 stars

SCORPIO (Oct. 23-Nov. 21): Stick to what you know and do best. Appeal to the emotional side of any issue that concerns family members. Expect someone to take action at home without consulting you. Anger will not be the answer. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): Make travel plans or connect with someone from your past who has expertise or knowledge you need to tap into. Expect someone to make last-minute changes that will upset your plans. Regroup quickly and proceed. 3 stars

CAPRICORN (Dec. 22-Jan. 19): You have to share your thoughts before you make a move. Withholding information will slow you down. You'll be surprised how quickly your decisions affect others. There is money to be made if you jump at an opportunity. 4 stars

AQUARIUS (Jan. 20-Feb. 18): What you have to offer will be welcomed and, in return, you should get the backing you need to proceed. Love is in the stars and will be a contributing factor to the proposal you want to make. 2 stars

PISCES (Feb. 19-March 20): Look at your options and you will see what needs to be done to prepare for a better future. A deal can be negotiated to your liking. A little friendly persuasion will make the difference you need to move forward with your plans. 5 stars

ARIES (March 21-April 19): Forget about trying to get things done and take the day to relax, travel about or pick up gifts or supplies for the social events you will be attending later this month. A physical change will boost your confidence. Love is in the stars. 3 stars

TAURUS (April 20-May 20): Don't jump to conclusions or you may get blamed for spreading rumors. Concentrate on finding solutions for someone you see struggling with too many burdens and responsibilities. A new friendship will turn out to be priceless. 3 stars

GEMINI (May 21-June 20): Getting together to celebrate the festive season with some of your peers will help you get an understanding of how you can make your relationships work better. A creative look at some of the plans being implemented at work will give you greater control. 5 stars

CANCER (June 21-July 22): Look for any out that enables you to take off and enjoy the day. Don't let demands lead to overspending. You will come up with alternative ways to please the ones you love without going over budget if you shop wisely. 2 stars

LEO (July 23-Aug. 22): You will face problems at work if you let someone with a negative attitude put a nix on a project you want to pursue. Home improvement projects or a space that can be used for entertainment will enhance your life and please the people you live with. 4 stars

VIRGO (Aug. 23-Sept. 22): Getting together with friends or collaborating with someone with similar interests will help you reach a destination you've been working toward. Take a practical approach to the expenses that can be incurred at this time of the year. 3 stars

LIBRA (Sept. 23-Oct. 22): Don't push or pressure someone you care about or you will face resistance. Listen to the complaints being made and you will find a way to take care of the problems that exist. You can do things on a shoestring if you shop for bargains. 3 stars

SCORPIO (Oct. 23-Nov. 21): Get the go-ahead from neighbors before you make outside changes. A diplomatic discussion with someone with experience will help you make whatever adjustments are necessary. Reducing your overhead will help eliminate stress. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): You might want to do a little research regarding the location you are currently living in and a destination that interests you both professionally and personally. Don't let someone's change of plans disrupt yours. 4 stars

CAPRICORN (Dec. 22-Jan. 19): Make the first move to reunite with someone you have been missing. Taking the opportunity to make a change will surprise someone who cares for you. A private deal will be profitable if you move quickly. 2 stars

AQUARIUS (Jan. 20-Feb. 18): Something good is heading your way. Extra cash or a token of appreciation will help you resolve a problem regarding your current financial status. A budget will be necessary if you want to make the most of what you receive. 5 stars

PISCES (Feb. 19-March 20): Work with others will be a learning experience you won't want to miss. Your talents will be used wisely and will enable you to show what you have to offer. Don't let a romantic encounter cause you to lose sight of your professional goals. 3 stars

ARIES (March 21-April 19): You'll feel stifled by the people around you and the demands being made. Acting harshly will backfire. Relationship problems will arise if professional responsibilities add pressure. Utilize your time wisely between work and home. 3 stars

TAURUS (April 20-May 20): Even the people you least expect will cause problems or put pressure on you. Speaking up about the way you feel will not work in your favor. Let others do the talking for now. 3 stars

GEMINI (May 21-June 20): Don't limit yourself when there is so much to gain by thinking big and going after your goals. Don't let anyone hold you back or make you feel inadequate. If there is something you want to do, follow through. 5 stars

CANCER (June 21-July 22): You'll face opposition if you are too pushy about how and what you want done around home. A professional change will allow you greater freedom to put your attributes to the test. Assess your personal relationships. 2 stars

LEO (July 23-Aug. 22): You'll get the go-ahead you've been waiting for. Take a step toward greater financial security by refusing to support those who have been taking advantage of your generosity and good nature. It's time to get serious about your future. 4 stars

VIRGO (Aug. 23-Sept. 22): A partnership may show signs of change but, before you reject what's happening, consider what you can get out of the new ground rules. This is the perfect time for you to speak honestly. 3 stars

LIBRA (Sept. 23-Oct. 22): If you are to blame for something, own up fast and put it behind you. The longer you try to shirk responsibility, the harder your task will become. A change in attitude will lead to greater acceptance and a brighter future. 3 stars

SCORPIO (Oct. 23-Nov. 21): You'll have plenty of qualms regarding a situation you face at home. Don't put up a fight when your best recourse is to keep working toward something worthwhile. Follow your own path and you will send a strong message in your defense. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): Focus on business meetings and travel and you will be able to set up your agenda for the new year with confidence, knowing you will accomplish your goals. A change at home may be a bit of a shock but you will realize it's for the best. 4 stars

CAPRICORN (Dec. 22-Jan. 19): Take a back seat and watch what everyone else is up to before making a statement or promise that may not end up being to your advantage. Your emotions will affect the decisions you make, causing problems for you later on. 2 stars

AQUARIUS (Jan. 20-Feb. 18): Take a serious look at your financial situation. You should be able to set up a strict budget, enabling you to go into the new year with a workable game plan. Don't let the festive season and spirited individuals tempt you to overspend, overindulge or overdo. 5 stars

PISCES (Feb. 19-March 20): Make plans to start a new health regime. A good idea can turn into extra cash if you go about it smartly. Share your intentions and you will interest someone who is willing to put a little money behind you. 3 stars