Take control of your expenses, investments and overall money management. How you handle your personal and professional affairs will determine how your year will unfold. You have plenty to gain if you enforce discipline and implement cost-efficient lifestyle changes to your everyday routine. Romance is featured, but dedication and poise will be necessary.
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ARIES (March 21-April 19) -- Don't wait for things to go wrong. Take precautions to ensure you have everything, including a backup plan, in place. Your efficiency will pay off and help you say no to temptation or excess.
TAURUS (April 20-May 20) -- Stick close to home and surround yourself with people you trust. The time and effort you put in will yield rewards beyond your expectations. Protect yourself from illness.
GEMINI (May 21-June 20) -- Take charge and follow through with your promises. Participating in an event or socializing with friends will give you a chance to impress someone you love.
CANCER (June 21-July 22) -- Time and effort will pay off if you make changes that can fill a void in your community. Think of alternative lifestyles that lower your overhead but not your comfort.
LEO (July 23-Aug. 22) -- Observe how others react, and you'll gain insight into how you can make your life and your relationships easier. What you do to make a difference will frame how others rate or accept you.
VIRGO (Aug. 23-Sept. 22) –- Attend functions or participate in activities that interest you and get to know others who share your heart's desires. Attending or organizing a reunion will help you reconnect with someone special.
LIBRA (Sept. 23-Oct. 23) –- Look over your options and size up your situation. Stop procrastinating and let your uniqueness shine. Love and romance are apparent. Don't be afraid to make the first move.
SCORPIO (Oct. 24-Nov. 22) –- Refrain from believing everything you hear. Do your homework, and you'll uncover the truth. Base your relationships on how others treat you and respect your boundaries.
SAGITTARIUS (Nov. 23-Dec. 21) –- Put your energy into making, investing and saving money. Review your financial management plan and fine-tune it to suit your long-term needs. Boost your confidence with a pick-me-up treat.
CAPRICORN (Dec. 22-Jan. 19) –- Plan to spend time with someone you adore. A change at home that leads to greater commitment or plans that bring you closer to someone or something you love will encourage you.
AQUARIUS (Jan. 20-Feb. 19) –- It's up to you to create what you want to happen. Find a direction that allows you to use your mind, body and skills in gratifying ways.
PISCES (Feb. 20-March 20) –- Mingle, socialize and attend events that broaden your outlook and encourage you to up your game and satisfy your soul. How you project your intentions will determine who wants to spend time with you.