TAURUS (April 20-May 20) -- Money matters will be unsettling. Avoid lending and borrowing. Call in loans and pay off as many debts as you can to avoid being left in a compromising position.

GEMINI (May 21-June 20) -- Your innovative concepts will provide you with a new direction. Focus your efforts on what you enjoy doing most in order to end up with a lucrative sideline or full-time career.

CANCER (June 21-July 22) -- Don't be content with just getting by. Educate yourself about topics that are relevant to your profession. Your chance for advancement will increase as you become more proficient.

LEO (July 23-Aug. 22) -- In order to stay ahead of the game, you must be aware of what your competition is doing. Be observant. It's apparent that someone is trying to undermine your credibility.

VIRGO (Aug. 23-Sept. 22) -- Unanticipated changes within the family will cause emotional distress. Do your best to avoid finding fault or placing blame on others. Outside help may be required to reach a compromise.

LIBRA (Sept. 23-Oct. 23) -- Don't make promises you can't keep. Be honest about your feelings and intentions. The time and effort you put into your personal relationships will be proof of your devotion.

SCORPIO (Oct. 24-Nov. 22) -- Put your plans in motion. This is an opportune time to show others what you have to offer. Make the best of any opportunity you get to enhance your self-esteem.

CAPRICORN (Dec. 22-Jan. 19) -- Stay in the background where you can get a better view of what's going on around you. Careful timing will ensure that your work will reach a wide and receptive audience.

AQUARIUS (Jan. 20-Feb. 19) -- Love is in the stars. You may feel like splurging, but resist the urge to overspend or you will fall short when your monthly bills arrive. Think ahead and set new trends.

PISCES (Feb. 20-March 20) -- Showcase your ideas to anyone who can help you move forward professionally. Trying to do everything on your own will be disheartening. Don't be shy; ask for assistance. � ARIES (March 21-April 19) -- Financial gain is apparent. Assert your needs and wants without being overbearing. Tact and diplomacy will enable you to charm people and groups into granting you favors.

ARIES (March 21-April 19) -- Keep your emotions under control and put greater emphasis on self-improvement and engaging in talks or activities that will enhance your personal life and your relationship with someone special.

TAURUS (April 20-May 20) -- Consider all your options and take into account what is going on around you. Attending events that feature unusual lifestyles or novel activities will be enlightening.

GEMINI (May 21-June 20) -- Look for positive changes that will improve your emotional well-being. Don't be discouraged by someone who is being fickle or playing games with you. Don't overspend.

CANCER (June 21-July 22) -- Follow the path that brings you the most comfort and joy. It's time to explore new and interesting people and places. A change at home will give you a new lease on life.

LEO (July 23-Aug. 22) -- Don't get down; get moving. Use your experience, knowledge and playful charm to wheel and deal your way to the top. Set your sights high. Plan a romantic celebration.

VIRGO (Aug. 23-Sept. 22) -- Listen carefully and don't rush to share your thoughts. You are best off absorbing what's said and observing what's going on around you before you take action. Time is on your side.

LIBRA (Sept. 23-Oct. 23) -- Pampering and pleasing yourself and the ones you love should take top priority. A get-together will allow you to share your ideas and plans and to convince others to join your pursuit.

SCORPIO (Oct. 24-Nov. 22) -- A shrewd approach to your financial dealings will pay off. Negotiation is favored as long as you handle matters yourself.

SAGITTARIUS (Nov. 23-Dec. 21) -- Be careful when making changes that affect other people. Asking permission may not bear fruit, but at least you'll know what you are up against.

CAPRICORN (Dec. 22-Jan. 19) -- An emotional oversight will be costly. Make sure your facts and figures are accurate before you offer suggestions. A conservative approach will bring a better return.

AQUARIUS (Jan. 20-Feb. 19) -- Use your charm to get what you want. Get involved in a cause and you will meet people who will offer ideas and interesting ways to improve your image and your lifestyle.

PISCES (Feb. 20-March 20) -- Expand your creative ideas. Don't worry about what others think or say. It's you who needs to feel good about what you do, not onlookers. Make changes that encourage success.

ARIES (March 21-April 19) -- Don't waste time. Focus on making progress and gaining knowledge and skills that will help you reach your goals. Leave time for relaxation and romance late in the day.

TAURUS (April 20-May 20) -- Exploring something interesting with someone special will spark your imagination regarding how you can work as a team. You can make a difference if you focus on a cause that concerns you.

GEMINI (May 21-June 20) -- Confusion, overindulgence and gullibility will all work against you. Don't give in to someone pressuring you for money or trying to get you to do something that goes against your better judgment.

CANCER (June 21-July 22) -- Making assumptions will lead to unwanted change. Do your best to have fun. Get involved in something that interests you. A day trip will be enlightening and inspire creativity.

LEO (July 23-Aug. 22) -- Say what's on your mind and get on with making the changes you want to pursue. You'll have the discipline to outmaneuver the competition. Romance is in the stars.

VIRGO (Aug. 23-Sept. 22) -- You'll have the insight and fortitude to spin situations in your favor. Don't overstep boundaries or use false information to get what you want, or what you gain will be withdrawn.

LIBRA (Sept. 23-Oct. 23) -- Ease stress by doing things you enjoy with someone you love. If you distance yourself from a problem, you will realize what you have to do to fix what's wrong.

SCORPIO (Oct. 24-Nov. 22) -- Go after your goals with honesty, integrity and good will. Standing behind your beliefs will bring others to your side. Someone or something you encounter will inspire you.

SAGITTARIUS (Nov. 23-Dec. 21) -- Don't let mixed emotions and uncertainty ruin your plans. Look past what everyone else is doing or saying and find truth in what you believe. Avoid bad influences.

CAPRICORN (Dec. 22-Jan. 19) -- Present an idea and see if anyone shows interest in it. A service you can offer others could turn into a prosperous venture. A former partner will have something to contribute.

AQUARIUS (Jan. 20-Feb. 19) -- Check out new possibilities. You need something that holds your interest or allows you to use your talents in a lucrative manner. Romance is on the rise.

PISCES (Feb. 20-March 20) -- Don't give in to someone who is being unreasonable. You can only do so much. It is likely that you are being deceived, so tread carefully.