ARIES (March 21-April 19) -- If you are feeling lazy or lethargic, make an effort to get some physical exercise. If you invite friends to accompany you, you will not find it so difficult.

TAURUS (April 20-May 20) -- It's time to organize your paperwork and sort through any outstanding bills or legal documents. Keeping your personal papers in order will save you time and money.

GEMINI (May 21-June 20) -- Take a class, join a group or start a new hobby. Excessive spending will be your downfall, so look for hobbies that won't stretch your budget.

CANCER (June 21-July 22) -- You will feel dissatisfied, but you shouldn't take your bad mood out on family members. Complaints or criticism will only serve to make matters worse.

LEO (July 23-Aug. 22) -- Be careful not to overdo it. You may start out with a burst of energy, but if you take on too much, you are likely to burn out before you finish. Pace yourself.

VIRGO (Aug. 23-Sept. 22) -- Today, it may seem as though everything is going wrong. Be patient and let the little things slide. Don't get stressed out over matters you can't change or control.

LIBRA (Sept. 23-Oct. 23) -- You won't need to look far for help. Your family and friends will do everything possible to assist you. Take the advice given to you seriously, without offense.

SCORPIO (Oct. 24-Nov. 22) -- It is easy to get carried away when you go out shopping or spend time with someone who has more money than you. Plan ahead, be prudent and limit your expenses.

SAGITTARIUS (Nov. 23-Dec. 21) -- You may have strong opinions, but you shouldn't expect everyone to agree with you. The qualities that outsiders find so attractive in you may not be so appealing to your relatives.

CAPRICORN (Dec. 22-Jan. 19) -- Expect to encounter a troubling relationship issue. If you have been insensitive to someone who looks up to you, it's best to do a little backtracking and make amends.

AQUARIUS (Jan. 20-Feb. 19) -- Protect your position and reputation. Think before you act, and keep your ideas to yourself for the time being. A rash decision will end up being a costly mistake.

PISCES (Feb. 20-March 20) -- You will be pulled in several different directions. It's impossible to please everyone, so listen carefully to what others have to say and make the best choice for your situation.

ARIES (March 21-April 19) -- Don't get lured back into a former relationship. You are likely to end up in the same place that didn't work for you before. Family members will be touchy.

TAURUS (April 20-May 20) -- Be true to yourself. If you are experiencing tension on the job, you should stay away from office politics and share your issues with friends, not colleagues.

GEMINI (May 21-June 20) -- You will find yourself short of funds if you have not budgeted carefully. Don't get upset if someone in your life isn't perfect. Make allowances for the ones you love.

CANCER (June 21-July 22) -- You may be feeling uncertain and unsettled. Keep your mind on your tasks, and avoid emotional confrontations. Opposition is likely if you are too demanding or difficult.

LEO (July 23-Aug. 22) -- A little self-indulgence should be allowed. Pamper yourself with a new outfit or a makeover. Do whatever makes you feel good or updates your look and boosts your confidence.

VIRGO (Aug. 23-Sept. 22) -- You may be tempted to help someone, but if you do, you will outspend your budget and fall short when it comes to your needs.

LIBRA (Sept. 23-Oct. 23) -- You'll have problems with loved ones today. Avoid long, involved discussions or confrontations. Get involved in projects that you can do alone, and the issues that are causing uncertainty will eventually be resolved.

SCORPIO (Oct. 24-Nov. 22) -- Put your needs first. Your creativity will be stifled if you are constantly on the run, taking care of other people's responsibilities. Plan a relaxing evening and set your imagination free.

SAGITTARIUS (Nov. 23-Dec. 21) -- Check out a long-term investment. If you are working hard just to make ends meet, revamp your budget. Talk to a financial adviser to find a way to ease your stress.

CAPRICORN (Dec. 22-Jan. 19) -- Have a chat with someone causing you concern. If a situation you face is less than satisfactory, bring the issues out in the open. Don't let resentment or jealousy fester.

AQUARIUS (Jan. 20-Feb. 19) -- An argument will not turn in your favor. Once you have aired your opinions, move on. Rehashing the same issues over and over is not going to lead to a solution.

PISCES (Feb. 20-March 20) -- You are exceptionally creative. Surround yourself with people who inspire and enlighten you. You will come up with an idea that has the potential to generate some extra cash.

ARIES (March 21-April 19) -- Take note that someone is trying to downplay your abilities. Make a point to ensure that you receive credit for your tasks, and speak up if you are being treated unfairly.

TAURUS (April 20-May 20) -- This is not the right time to lend or borrow. Your monetary situation is fluctuating, so keep an accurate record and track your expenses very carefully.

GEMINI (May 21-June 20) -- Clear up any uncertainties you are having with someone you deal with daily. Doubts and reservations are best handled honestly if you want to have a healthy relationship.

CANCER (June 21-July 22) -- You are currently in a transitional phase. Welcome changes and adjustments that will improve your lifestyle and professional status. Being receptive to change will be the key to your success.

LEO (July 23-Aug. 22) -- You are in the mood for lighthearted entertainment. Get in touch with distant friends and make plans for a reunion. Time away from your busy schedule will give you a break.

VIRGO (Aug. 23-Sept. 22) -- Workplace woes are likely if you become overly involved in the personal matters of your colleagues. Keep your private affairs a secret and employ discretion on the job.

LIBRA (Sept. 23-Oct. 23) -- Use your genial personality to get others to assist you. Attend an event that will help you increase your business connections. The new contacts you make will lead to better offers.

SCORPIO (Oct. 24-Nov. 22) -- Don't forget those less fortunate. Sharing and caring will improve your relationships with the important people in your life, and the rewards will be satisfying.

SAGITTARIUS (Nov. 23-Dec. 21) -- It's time to re-evaluate a romantic relationship. If your current situation is deteriorating, step back and determine what needs to be done. Personal change will pay off.

CAPRICORN (Dec. 22-Jan. 19) -- Now is the perfect time to consider a job change. Your friends are likely to recommend a position that suits you to a T. Put yourself on the line and see what happens.

AQUARIUS (Jan. 20-Feb. 19) -- You will have good times if you get together with the younger people in your life. Don't just sit on the sidelines; join in and have some fun.

PISCES (Feb. 20-March 20) -- Your financial position is moving in a positive direction. Keep certain details a secret. Revealing too much personal information will lead to complicated situations that leave you feeling guilty.