ARIES (March 21-April 19) -- Be careful what you say when making a suggestion. Your intention might be good, but your choice of words could be offensive.

TAURUS (April 20-May 20) -- Financial gains and losses are both possible during this cycle, so unless you're careful, poor judgment could wreck your bottom line.

GEMINI (May 21-June 20) -- It's essential that you distinguish between when to assert yourself and when to back off. If you get your signals crossed, you could end up looking bad.

CANCER (June 21-July 22) -- Even though you're usually pretty good at keeping others' secrets, if you're not careful today, you could let something slip out.

LEO (July 23-Aug. 22) -- Although you'll be exceptionally practical and prudent in areas where you have little to gain, strangely, you might be somewhat foolish when it comes to more costly matters. Reverse that formula.

VIRGO (Aug. 23-Sept. 22) -- Your interests should never become so important that you'd do something shameful. Maintain your high standards at all times.

LIBRA (Sept. 23-Oct. 23) -- Advice to others based upon personal knowledge and experience can be extremely helpful. The opposite would be true if you pretend to know something you don't.

SCORPIO (Oct. 24-Nov. 22) -- Be extremely careful, whether you're handling your own fiscal affairs or those of another. In either case, things could become perilous if you're sloppy.

SAGITTARIUS (Nov. 23-Dec. 21) -- It's important that you don't ignore wise counsel just because it comes from someone you don't like, while accepting the advice of a friend whose judgment is usually poor.

CAPRICORN (Dec. 22-Jan. 19) -- Unless you schedule your time well, you could become very busy accomplishing nothing of any importance. Be proficient, not frenetic.

AQUARIUS (Jan. 20-Feb. 19) -- Don't be foolish enough to attempt to do something that you failed miserably at in the past. Unless you profit from your mistakes, you're destined to repeat them.

PISCES (Feb. 20-March 20) -- Even though your way of doing things might be superior to others' methods, unless you handle matters in a humble manner, others will be unwilling to follow your lead.

ARIES (March 21-April 19) -- Because you're usually such an upbeat person, merely going along with things could make you look as if you're down in the dumps. You won't be -- you'll just be in a quiet mood.

TAURUS (April 20-May 20) -- Listen attentively to someone who always has something new to share. If you retain what you hear, chances are you'll later find some effective ways to put it to use.

GEMINI (May 21-June 20) -- It'll pay to focus on endeavors that could enhance your material security. There are likely to be several constructive steps you can take if you're willing to take action.

CANCER (June 21-July 22) -- It's OK to spend some time on the advancement of one of your primary interests, even if you have to break plans with another.

LEO (July 23-Aug. 22) -- The best way to achieve a critical objective is to keep a low profile. You need to pursue your intentions as unobtrusively as possible.

VIRGO (Aug. 23-Sept. 22) -- Because friends will sense your concern for them is genuine, they'll appreciate your efforts on their behalf. Sincerity is the key to a harmonious relationship.

LIBRA (Sept. 23-Oct. 23) -- An objective that you couldn't achieve in the past looks like it can be attained, mostly because this time you're likely to be more flexible and tenacious in your efforts.

SCORPIO (Oct. 24-Nov. 22) -- You're likely to find out that some knowledge you recently acquired can benefit a close friend as much as it does you. Be sure to share it openly and honestly.

SAGITTARIUS (Nov. 23-Dec. 21) -- Your instincts regarding a commercial matter are likely to be a shade sharper than usual. Follow your impulses, but be sure to use plenty of logic as well.

CAPRICORN (Dec. 22-Jan. 19) -- Try to avoid an acquaintance who always takes it upon him or herself to make decisions for everybody. You're not likely to have too much patience for this kind of behavior.

AQUARIUS (Jan. 20-Feb. 19) -- You won't have to be told that duties that require your immediate attention should be given top priority. Sweeping them under the rug wouldn't give you any peace.

PISCES (Feb. 20-March 20) -- A convivial atmosphere will help immensely if there is some kind of business matter that needs to be discussed with others. Find a pleasant, social setting in which to talk things out.

ARIES (March 21-April 19) -- If you feel you could do a better job of making arrangements for others than someone else, don't hesitate to ask to take over. That person might be pleased to get rid of the job.

TAURUS (April 20-May 20) -- An important objective is reachable, but you might have to alter your tactics to achieve it. You won't mind being flexible to deal with shifting conditions.

GEMINI (May 21-June 20) -- Because you always do quite well with situations that challenge your imagination and creativity, you won't dodge assignments that appear complex or difficult to others.

CANCER (June 21-July 22) -- Much to your surprise, you'll perform ably and even reap substantial benefits from an arrangement that you thought offered little or no possibilities whatsoever.

LEO (July 23-Aug. 22) -- Teaming up with others could turn out to be a fortunate move for you, especially if your allies are as bold as you are. This is not a day for shrinking violets.

VIRGO (Aug. 23-Sept. 22) -- You are now in a cycle where you could receive a lot of deserving acknowledgement and rewards for past work. Instead of easing up, push harder.

LIBRA (Sept. 23-Oct. 23) -- Instead of attempting to manipulate developments, let nature run its course. You're in a fortunate cycle, but Lady Luck needs lots of room and freedom to operate.

SCORPIO (Oct. 24-Nov. 22) -- Remain both hopeful and expectant today, because, just when you think an important matter can't be finalized to your satisfaction, events will take a turn for the better.

SAGITTARIUS (Nov. 23-Dec. 21) -- Try once again to get in touch with certain people who you believe are important to your immediate plans. They are likely to be more receptive to your ideas than they were previously.

CAPRICORN (Dec. 22-Jan. 19) -- Be sure to manage your resources with extreme care, because your material trends look uncertain. Don't unrealistically raise your expectations.

AQUARIUS (Jan. 20-Feb. 19) -- In an involvement with friends, don't depend upon any one person to get things organized. You should know -- if you want something done, do it yourself.

PISCES (Feb. 20-March 20) -- You're likely to be far more successful in your commercial affairs if you use an indirect approach. Don't be too obvious about your intentions and tip your hand prematurely.