ARIES (March 21-April 19) -- It behooves you not to act on impulse when it comes to your financial or business affairs. Be sure that what sounds good upon first hearing is able to stand the test of time.

TAURUS (April 20-May 20) -- You've heard the old bromide "Haste makes waste." That could apply to you if you try to take shortcuts in your work. Take your time and do things right.

GEMINI (May 21-June 20) -- There's a good chance that a purveyor of bad advice could pressure you into making an unwise decision. Keep your own counsel as much as possible.

CANCER (June 21-July 22) -- Try to be tolerant of somebody who doesn't seem to grasp ideas or concepts as quickly as most people. In reality, it might be due to the way you convey the information to him or her.

LEO (July 23-Aug. 22) -- It would be best not to borrow any special equipment that you've never used before. You could get yourself in a heap of trouble real fast by destroying both your project and the tool.

VIRGO (Aug. 23-Sept. 22) -- If you are ill-equipped and unfamiliar about a big-ticket item that you want to buy, take more time to learn all you can about it. Don't rush in where bill collectors are apt to tread.

LIBRA (Sept. 23-Oct. 23) -- It doesn't help to worry about how your colleagues are going to handle a specific situation -- you need to find out. Ask them about their past experience with similar situations.

SCORPIO (Oct. 24-Nov. 22) -- An arrangement that could be of benefit to you financially should not be treated with indifference. There's a good chance that the rewards within your reach could slip away.

SAGITTARIUS (Nov. 23-Dec. 21) -- If you get careless about researching the experience of an individual who is scheduled to do a job for you, you could end up getting a rookie.

CAPRICORN (Dec. 22-Jan. 19) -- Usually you're pretty smart about when to keep things secret, but you might freely discuss something you shouldn't with those who are deliberately probing you for information.

AQUARIUS (Jan. 20-Feb. 19) -- Because your resistance to splurging tends to be rather low at present, it might be best to steer clear of stores that offer all kinds of unique items. Once inside, you might go wild.

PISCES (Feb. 20-March 20) -- When something is really important, you can be a tenacious person who sticks to the course until your objective is achieved. Today, however, these enviable qualities might be missing.

ARIES (March 21-April 19) -- This might not be the best day to start a program that requires tremendous self-discipline, such as a diet or an exercise regimen. It isn't likely you'll have the necessary staying power.

TAURUS (April 20-May 20) -- If you need to purchase something expensive, it would be a good idea to bring along an adviser who is truly value-conscious. Chances are, you won't recognize a bum deal.

GEMINI (May 21-June 20) -- The best way to be truly effective is to understate things. Being ostentatious or displaying a gaudy taste could severely and permanently damage your image.

CANCER (June 21-July 22) -- Instead of striving to be realistic as per usual, you could feel that the world owes you a living. Because life disagrees with you, unfortunately, disappointment is likely.

LEO (July 23-Aug. 22) -- It's OK to get involved in a pleasurable pursuit, just be sure you can afford it. Plus make sure your cohorts are willing to pay their fair share.

VIRGO (Aug. 23-Sept. 22) -- It's never a good time to take important things for granted, especially where your work or career is concerned. If you get too complacent, it could quickly lead to your downfall.

LIBRA (Sept. 23-Oct. 23) -- Instead of assessing things from a realistic, practical perspective, you'll be inclined to see things as you would like them to be. That spells trouble.

SCORPIO (Oct. 24-Nov. 22) -- For some strange reason, you could feel obligated toward someone to whom you owe nothing. Although this will be readily apparent to onlookers, you'll be hard to convince.

SAGITTARIUS (Nov. 23-Dec. 21) -- The results aren't likely to be any good if you join forces with someone who treats lightly an issue that you take seriously. Be more selective of your allies.

CAPRICORN (Dec. 22-Jan. 19) -- It's not that you'll be plagued with a lack of imagination -- it's more likely that your schemes will count for little because you might be too lazy to translate your ideas into action.

AQUARIUS (Jan. 20-Feb. 19) -- You might be tempted to get involved with someone whom your better judgment tells you to avoid. If you ignore that wise voice within you, you'll regret it later.

PISCES (Feb. 20-March 20) -- The only way you can be successful is to personally manage all your endeavors to their conclusions. The things you don't supervise could quickly run amok.

ARIES (March 21-April 19) -- If you and your partner put your heads together, you'll be able to come up with a way to generate a profit from an unusual source. Explore all options.

TAURUS (April 20-May 20) -- In matters that affect more than one of your colleagues, base your final decision on collective reasoning instead of just your own, even if it isn't perfect.

GEMINI (May 21-June 20) -- You could be very clever about figuring out ways to fulfill an ambitious objective. Even having numerous goals won't put you at a disadvantage.

CANCER (June 21-July 22) -- If certain things in your life haven't been running as smoothly as you'd like, this is an excellent day to reorganize your affairs. Put your dealings in order for maximum efficiency.

LEO (July 23-Aug. 22) -- Take advantage of this unusually effective time and tackle that tough job you've been putting off. You won't find a better day to take on difficult tasks.

VIRGO (Aug. 23-Sept. 22) -- Because you're such an astute thinker, the ideas you conceive will have unusually high probabilities for success, even those that take a bit of time to develop.

LIBRA (Sept. 23-Oct. 23) -- Anything that is presently running smoothly should not be disturbed at this time, even if you think it should be doing better. Be patient, it will eventually improve much more in time.

SCORPIO (Oct. 24-Nov. 22) -- If you haven't been too impressed by the way an associate has been handling a joint endeavor, this is good day to start calling the shots. Implement those marginal changes that need to be made.

SAGITTARIUS (Nov. 23-Dec. 21) -- It behooves you to flow with events, because Lady Luck will be trying to put you in the right spot at the right time. Just relax and let the rewards come to you.

CAPRICORN (Dec. 22-Jan. 19) -- Strive to be optimistic and expectant and don't be afraid to think big. The only things holding you back are the limits you put on your thinking.

AQUARIUS (Jan. 20-Feb. 19) -- You are presently under some influences that could enhance your status and popularity with your peers. Continue to operate the way you've been, because it adds luster to your image.

PISCES (Feb. 20-March 20) -- It isn't likely that you would make the same types of mistakes some of your peers are making. You've profited from your past experiences.