ARIES (March 21-April 19) -- Your ideas and concepts have real promise, and could even be superior to those of your colleagues. Don't sell yourself short regardless of how much another brags about his or her achievements.

TAURUS (April 20-May 20) -- Changes that occur, even those initiated by others, are likely to prove to be more to your benefit than anybody else's. If you're smart, you'll go with the flow.

GEMINI (May 21-June 20) -- Don't waste your time trying to make a deal with someone who is not empowered to make any decisions. You'll go further faster by dealing with those who call the shots.

CANCER (June 21-July 22) -- Provided you make a few positive changes, your fiscal picture can be much better than you might realize. You should construct a budget in which your expenditures don't exceed your income.

LEO (July 23-Aug. 22) -- Persons with whom you get involved on a project will respect your organizational qualities. They instinctively know that once you take the helm, you'll steer the correct course.

VIRGO (Aug. 23-Sept. 22) -- Even if you're not one of the first out of the starting block, you're likely to be a strong finisher. Know that you're lucky when it comes to endings.

LIBRA (Sept. 23-Oct. 23) -- If you have a serious matter to discuss with a close friend, lead up to your subject gradually, if you can. Patience in your presentation will lessen the possibility of a misunderstanding.

SCORPIO (Oct. 24-Nov. 22) -- Unless you are materially motivated, conditions in general are likely to be rather run-of-the-mill for you. Make acquisition one of your objectives, and your aims will be fulfilled.

SAGITTARIUS (Nov. 23-Dec. 21) -- It behooves you to be an attentive listener in conversations with persons whose ideas and thinking you respect. What you learn can further your aims immensely.

CAPRICORN (Dec. 22-Jan. 19) -- Some repayment might be in the offing from one whose debt you've been trying to collect. If you don't have a fit over the installment being small, they'll continue making good.

AQUARIUS (Jan. 20-Feb. 19) -- An involvement that might appear to be minor to most is likely to be crucial for a very practical reason. It's an activity that proves hard things can be done an easy way.

PISCES (Feb. 20-March 20) -- The possibilities for achieving an extremely important objective are excellent. You'll know how to adjust to developments, making a backup plan very effective.

ARIES (March 21-April 19) -- Normally, it's wise to leave your credit cards at home when you go window-shopping, but today you could stumble upon a rare item that you've been wanting for a long time.

TAURUS (April 20-May 20) -- You're likely to be quick on your feet and able to express yourself in eloquent terms. If you have any verbal presentations you need to make, now is the time to do so.

GEMINI (May 21-June 20) -- Your financial pattern could at last turn the corner and make a huge improvement. Those bright rays of hope will break through even the most difficult of obstacles.

CANCER (June 21-July 22) -- Should your path cross either deliberately or unintentionally with those in high places, you'll be treated with respect by those who are in positions to help you.

LEO (July 23-Aug. 22) -- When confronted with some challenging developments, your stronger qualities are likely to emerge and will handle things well. You'll be tough to beat once the will to win is awakened within you.

VIRGO (Aug. 23-Sept. 22) -- Your observations and comments will carry much more weight with your peers than usual. This is because your answers will benefit an entire group rather than any one individual.

LIBRA (Sept. 23-Oct. 23) -- Even though your imagination might go overboard at times and make you fearful, should you actually be confronted with a crisis, you'll be remarkably courageous and wise.

SCORPIO (Oct. 24-Nov. 22) -- Finally some balance and order is likely to be restored in a situation that has been a bit unsettling lately. Everyone involved will be anxious to improve things and make good things happen.

SAGITTARIUS (Nov. 23-Dec. 21) -- Press just a little bit harder, and something on which you've been working can be brought to a successful conclusion at this time. You'll be glad you put forth the extra effort.

CAPRICORN (Dec. 22-Jan. 19) -- Your mate or special someone will be most appreciative if you give his or her concerns the same priority that you give your own. You don't have to do more; just don't do less.

AQUARIUS (Jan. 20-Feb. 19) -- Although you'll be rather fortunate in terms of the rewards you derive from your labor, you need self-gratification as well as material gain. Make sure you do a good job.

PISCES (Feb. 20-March 20) -- Material objectives can be achieved through what you do for others. You'll be luckier working on behalf of family and cohorts than you will be striving solely for your own desires.

ARIES (March 21-April 19) -- Don't settle for sticker price when you're out shopping for something that is more money than you want to pay. With a little poking around, you'll find a good substitute at a much lower price.

TAURUS (April 20-May 20) -- When conversing with friends, avoid discussing subjects that are much too personal to share with everybody. Focus on fun things that allow everyone to relax.

GEMINI (May 21-June 20) -- One of your greatest obstacles is allowing self-defeating thoughts to overwhelm your thinking. You can control anything you set your mind to, and that includes avoiding all things negative.

CANCER (June 21-July 22) -- If you're smart, you won't gamble with friends, even for insignificant stakes. There's a chance that a big misunderstanding could arise over something rather petty.

LEO (July 23-Aug. 22) -- Devote your time and attention to situations that could make or save you money. Time and attention devoted to these factors will yield large profits down the line.

VIRGO (Aug. 23-Sept. 22) -- Provided you don't tip your hand prematurely, a significant objective can be achieved. Remember the competitors lurking in the wings who would love to know your plans.

LIBRA (Sept. 23-Oct. 23) -- Give no credence to advice offered you by someone whom you know doesn't have an accurate handle on what you're doing. This individual's intentions may be good, but his or her counsel isn't.

SCORPIO (Oct. 24-Nov. 22) -- When it comes to a partnership arrangement, let your cohort do all the talking. There is a strong chance your two cents' worth could be the wrong thing at the wrong time.

SAGITTARIUS (Nov. 23-Dec. 21) -- The possibilities for achieving your ambitions and objectives look pretty good, even though you might have to contend with some petty frustrations on your road to victory.

CAPRICORN (Dec. 22-Jan. 19) -- Although you're likely to be painfully aware of the flaws in others, it'll serve no useful purpose to call attention to them. Instead, work on your own shortcomings.

AQUARIUS (Jan. 20-Feb. 19) -- You might find it necessary to make a small concession in a commercial matter in order to reap some larger gains. You'll understand that nothing is ever optimal.

PISCES (Feb. 20-March 20) -- If the work you're doing requires extreme diligence, have another double-check your efforts, especially details that have to be put in writing. You could easily miss a small oversight.