DEAR HARRIETTE: I am worried my daughter is moving too fast with her boyfriend, whom she has been dating for a year. She is 19 years old, and they just bought a house with both of their names on the deed. They are still young and have a lot of growing up to do. This is a huge purchase that may end poorly if they break up.
My daughter works extremely hard and is essentially financially independent from me and my husband. She is paying for her own college and has bought her own brand-new car. I am proud of her for being able to save up enough to make these purchases, but I feel that with this house, she has gone too far. I don’t think her boyfriend is husband material, and I am nervous to see how this will turn out.
Since my daughter is so financially independent from me and is at an age where she doesn’t want to be told what to do, I fear my advice will only upset her. Should I approach her and say I think this decision is rash or just let her learn from her mistakes? -- Too Far
DEAR TOO FAR: Considering that your daughter has already made these decisions, there is very little for you to say at this point. She may be moving too fast; time will reveal whether that is true. At this moment, she is living her life, being responsible for herself and giving it a go with this man. Congratulate her on being so independent at such an early stage in her life. You can also encourage her to slow down. She has taken on a lot of debt with the house, the car and her education. Perhaps now she can stop the spending and establish a rhythm of managing these new expenses and doing her best to save some money, too. Cheerlead in that way rather than chastising her about her decisions. She will have to live with her choices. It will not help her to hear you telling her they were bad.