If you have a credit card that has cash back bonuses on it that gives you a percentage of your charges back in the form of credit or cash, some good news: It's not taxable income according to the IRS. But here's even better news: If you choose to donate your cash back money to a nonprofit, that money is tax deductible. Save money, help a cause and do it all without really trying too hard.

Delicious wine that comes from faraway places like France, South America and Australia means the grapes were grown in those parts of the world, fermented into wine, bottled and shipped to the United States. Heavy bottles equal heavy cases, which mean a significant carbon footprint can be attached to every bottle. Enjoying your vino shouldn't mean wine bottles that used lots of fuel to get to your table. Instead, think about locally made wines that come from your community. The free app Winery Passport has more than 4,500 wineries you can search to find local vineyards and winemakers wherever you are in the country. Just type in your geographic details and everything from address, vintages, reviews and ratings pop right up on your smartphone.

If you've ever given a prepaid credit card gift card -- the cards with the Visa, MasterCard or American Express logo on them -- you might be surprised to know that more than $5 billion dollars on these cards never get used. If you have a stash of gift cards with a small balance on them -- even just a penny -- you can donate the leftover balance to help make the world a better place. Many nonprofits like the Salvation Army and the American Society for the Prevention of Cruelty to Animals have made it easy to give; just visit their websites and enter the details of the card and whatever balance you want to give is donated. Can you imagine if we all did this? Amazing things could happen.