11/14/10
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If there is the latest gadget, must-have bag or splurge item you are dying to buy, try the 30-day test before buying it. Simply make a note in your calendar allowing yourself 30 days to buy the item you covet. Giving yourself a window of time to re-think a potential purchase can actually help you cut back from buying something you'll regret. All it takes is 30 days.