DEAR ABBY: I grew up with very strict parents. They used money to control me, even after I graduated from college and grad school. I'm happy to report that I recently landed my dream job. I have achieved financial freedom and, at last, I'm independent.
My question is, how do I avoid going wild? I'm suddenly free to do whatever I want, and I'm tempted to go out and party like I never could before. I want to have fun, drink, dance and finally start dating (and maybe sleeping) around. I worry, though, that I don't know how to indulge without going over the top.
I've been going to concerts (which I love), staying up too late and eating a ton of junk food. All of that seems fine, within reason, but I already feel like I've been drinking too much, and I'm worried this might carry over into other aspects of my newly liberated existence. I would hate for my freedom to negatively impact my job performance or have any lasting negative consequences.
I know I'm dealing with something most people process in college, when there is a roommate to help you look out for yourself, a class schedule to maintain and limited funds to spend going out. Instead, I'm on my own, working a job I love with a flexible schedule and I earn enough money to go out as often as I please.
I know I should be saving and budgeting, but I haven't gotten there yet. I have a fair amount saved, and I add more every paycheck, but it's nothing formal. I definitely have been spending too much on clothes -- my wardrobe was a constant battleground before -- and I love wearing things I choose.
Basically, I'm asking for advice on how to enjoy my new freedom in a responsible, healthy way -- without going wild. -- UNLEASHED IN ILLINOIS
DEAR UNLEASHED: A way to avoid overspending and prepare for your future would be to start saving a predetermined amount from your paycheck on a regular basis. You didn't mention whether your employer has a program in place in which a certain amount of money can be automatically withheld from employees' salaries and placed in a retirement account. The way to find out is to ask.
As to your newfound freedom: Although you are a bright young woman and academically accomplished, you may need some guidance now, because your strict upbringing deprived you of learning experiences when you were younger. Talk about this with a licensed psychotherapist until you are less tempted to compensate by "running wild."