DEAR ABBY: My 17-year-old stepdaughter, "Audra," got her driver's license a few months ago and has started pressuring us to put her on our car insurance. When we told her we can't afford it, and if she wants to be on the insurance she has to get a job and pay for it, she had a temper tantrum.
About a month ago, my husband wanted her to go to the store for him. We live in a rural area and everything is some distance away. After she left, he asked me if I was mad that he let her take the car. I told him I thought he was asking for trouble sending her out with no car insurance. He said, "But she wants to drive so badly." My husband now wants me to let her take me shopping and bring along our two small kids.
If Audra gets into an accident, we could be sued for everything we have! No one is a great driver when they first start driving, but she is a beginner without insurance. I have considered calling the police and telling them she's driving without insurance. What do I do? -- NO INSURANCE IN NEW YORK
DEAR NO INSURANCE: Stick to your guns. It appears Audra has some growing up to do before she starts driving. If at the age of 17 she's still having tantrums when she doesn't get her way, she's not emotionally mature enough to be behind the wheel of a car. Your concerns about her getting into an accident are common sense. Transporting small children in a car driven by an uninsured, inexperienced driver is not advisable.