DEAR ABBY: "Seth" and I have been going out for almost three years. We have been engaged for a year and I love him, but every time he talks about living together or getting married, I get so nervous and scared that I suffer anxiety attacks.
We have differences when it comes to handling money, keeping the house in order and having pets. We also argued about a pre-nup agreement. Seth won't change his position on it and I'm still resentful. I'm worried that if we live together I'll end up with his debts. If things don't work out, I don't want to start all over again.
We're both divorced with kids. We have a good relationship except for my fear of going to the next level. -- SKITTISH IN CANADA
DEAR SKITTISH: You and Seth have significant areas of disagreement, and they are ones that could affect the outcome of your relationship. That's why it is important for you to seek premarital counseling to see if they can be worked out. If they can't be, then you and Seth need to find different partners, because the issues upon which you differ are deal-breakers, and the last thing either of you -- or your children -- need is another divorce.