life

Granddaughter Uses 529 Fund for Something Completely Different

Ask Someone Else's Mom by by Susan Writer
by Susan Writer
Ask Someone Else's Mom | August 20th, 2021

DEAR SOMEONE ELSE’S MOM: When we set up a 529 college fund for our granddaughter years ago when she was still in elementary school, we envisioned her using it for a traditional four-year college. She had a huge interest in nursing, and we thought this would help with what can be an expensive program.

We just heard from my daughter that our granddaughter has enrolled in a culinary arts program. To begin with, it’s only an associate’s/certificate program, which is disappointing for a young woman who did well enough in high school to be offered several community scholarships.

Now it feels like she is defrauding us and the organizations that gave her funds for her education. Our only consolation is at least she will be attending a real college (I looked it up).

But what kind of a future does someone with this kind of degree and training have to look forward to? She went from wanting to help people to wanting to cook for them. I just do not get it. --- PAYING FOR A COOK

DEAR PAYING FOR A COOK: Dreams change, and it sounds like your granddaughter’s did just that. As I see it, feeding people is a valid and real job; and one that can certainly offer a high level of personal satisfaction, as well as an outlet to reach many lives in a variety of meaningful ways.

Also, bear in mind that since she’s going to be doing an associate’s program at an accredited college, she’ll be knocking out many of the general education classes she would’ve had to take for most degrees anyway. That positions her nicely should she decide to pursue a bachelor’s in her chosen or another field in the future.

Family & ParentingWork & SchoolMoney
life

Great-Aunt's Collectibles Poses Problem

Ask Someone Else's Mom by by Susan Writer
by Susan Writer
Ask Someone Else's Mom | August 19th, 2021

DEAR SOMEONE ELSE’S MOM: Since I was a little girl, my great-aunt promised me her hand-painted Limoges porcelain collection if she ever decided to part with it, or after she passed.

Earlier this year she had to move into a nursing home and before she did, she started giving away some of her belongings. For whatever reason, she decided to give all the china to my cousin, including the Limoges collection.

My cousin has openly said she thinks it’s all ugly and can’t wait to sell it. She’s checked out eBay and Etsy and Replacements, Ltd. and found out it’s worth at least $4000-5,000.

I offered to pay her half of that amount for just my favorite pieces, which are only a small portion of the entire collection. She turned me down, saying she knows she can make more selling it online.

I think she’s wrong, and I know my great-aunt always loved and treasured her china collection, and it would crush her to know it was going to be sold away from the family. I’m guessing she thought that since my cousin is recently engaged, it would make a nice wedding gift, and that this way it would stay in the family. Well, the cash from a sale would certainly be a generous wedding gift, but I think it’s like my cousin’s taking advantage of our great-aunt and not fessing up to what she plans on doing with the china, because I know she hasn’t told her her plans.

I would love to tell our great-aunt what’s going on, but feel it isn’t my place. Is it? --- NO CHINA FOR ME

DEAR NO CHINA FOR ME: For whatever reason she had, your great-aunt decided to gift the china to your cousin, and as hard as that may be for you to take, it seems to me that you need to respect her wishes.

That said, perhaps you could continue working with your cousin to find a compromise on the selling price of the pieces you particularly want. She may find that it’s more profitable in some cases to sell pieces individually rather than as a collection, and that won’t be quite the quick and easy money she may be hoping for.

So, if you can do the research necessary to get a fair and accurate valuation of the items you’re offering to purchase, you can make the argument that your buying them directly from your cousin gives her immediate cash in hand, and saves her time, effort, and shipping costs.

Family & Parenting
life

Domineering Grandmother Rules Mother of the Bride

Ask Someone Else's Mom by by Susan Writer
by Susan Writer
Ask Someone Else's Mom | August 17th, 2021

DEAR SOMEONE ELSE’S MOM: My mom and her mother have had a very clearly defined relationship. Simply put, Gran rules over Mom. Always has.

I’ve never liked it, but now that I’m planning my wedding, it bugs me more and more to see Gran just plowing over my mom, and Mom taking it.

Personally, I have no problems pushing back at Gran, but I can see that that makes Mom nervous, because she knows how nuts her mother can be when she doesn’t get her way.

How do I get my mom to grow a pair and stop being her mother’s doormat? --- MOM’S A MOUSE

DEAR MOM’S A MOUSE: You can try encouraging your mother to be more assertive in her dealings with your grandmother, but clearly, this is a lifetime habit that isn’t going to be reversed overnight.

One tactic that may help is when you’re working on the wedding plans with both women, you could clearly defer to your mother in front of your grandmother, and then follow through with supporting, or at least openly considering, your mother’s suggestions.

This way, you’re setting a tone of inclusion that should also signal to your grandmother that ultimately, you intend to be in charge of your big day, and you consider your mom to be a key and valuable part of the planning process.

Family & ParentingMarriage & Divorce

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