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Outstanding School Loan Comes Between Mother and Daughter

DEAR ABBY: I am having a difficult time relating to my older daughter. One reason is that when she was 18, I co-signed a $4,000 loan for school. She's now turning 29 and still hasn't paid the loan back. I talk to her about it often and she says, "I'll take care of it," but she never does.

I'm a single mom and still raising a daughter. I'm trying to buy a place of our own, but I am encountering credit problems because of the loan. I don't know what to do. She has my two grandsons, and if I take her to court, I'll never see them again. Please help me. -- HURT MOM IN GEORGIA

DEAR HURT MOM: If you have explained to your older daughter that you need the money now, and have written proof that the loan was made with the promise that it would be repaid, your next step should be to talk to an attorney. And if your daughter retaliates by depriving her children of their grandmother, so be it. At least you and your younger daughter will have a better chance of having a roof of your own over your heads. You have my sympathy.

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