DEAR ABBY: I am praying that you can give me some guidance. My husband of many years uses credit cards constantly. He has no pension and has never believed in life insurance or having a savings account. Social Security is his only income.
I have learned that he owes approximately $8,000. I believe he pays his monthly dues from each of his credit cards, in turn. I have no idea how many cards he holds, and I have never signed for any of his credit cards.
We each have our own checking accounts at different banks. I am forced to work full-time because of the many times I have had to come to his financial aid. He is now past 80. I am 69. My concern is that in the event that he should die before I do, would I be held responsible for his debts? -- WORRIED IN CALIFORNIA
DEAR WORRIED: Because you are living in a community property state, you are indeed responsible for your husband's debts if he predeceases you. You would be wise to consult an attorney.