ARIES (March 21-April 19): When it comes to joint money matters, speak up. Giving or receiving false hope regarding how much debt and when it will be paid will lead to relationship troubles. Have a strategy in place that will help alleviate stress. 3 stars

TAURUS (April 20-May 20): A change will brighten your day. Try something new. Visit a site that enables you to relax or enjoy the time spent with someone you love, and it will improve your day. Put a little passion back into your life. Follow your heart. 5 stars

GEMINI (May 21-June 20): Strategize before you discuss your plans. Having a vivid picture of the way you want your current situation to unfold will help you get what you want in a timely fashion. Honesty will encourage good results and put your mind at ease. 2 stars

CANCER (June 21-July 22): Pump things up a bit, put a to-do list together and get last-minute preparations out of the way before all the festivities begin. Make this a memorable moment in time by bringing family and friends together. Romance is in the stars. 4 stars

LEO (July 23-Aug. 22): Refuse to let a situation causing uncertainty get you down. An optimistic attitude and talking to people who can help clarify the possibilities coming down the pipeline will put your mind at ease. Showing enthusiasm is in your best interest. 3 stars

VIRGO (Aug. 23-Sept. 22): Make plans with friends, or attend an industry event that will allow you to network and mix business with pleasure. An emotional situation at home will be based on false information. Get your facts straight before you address matters. 3 stars

LIBRA (Sept. 23-Oct. 22): Offer your services to a worthy cause. Helping those less fortunate, making a kind gesture or contribution, or getting together with someone you haven't seen for some time will be rewarding. A joint expenditure should be looked at carefully. 4 stars

SCORPIO (Oct. 23-Nov. 21): Put your time, energy and effort into something you care about. A work-related change will turn out better than anticipated. Romance is in the stars, and a celebration with someone you love will bring you closer together. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Sort through your personal papers, look over future prospects and don't deny yourself the chance to live life your way. Put a strategy in place to make changes happen. It's up to you to create your destiny. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Bring about positive change, and good things will transpire. Whether it's personal adjustments at home, to the way you live, or how you handle your finances, health or contractual matters, the end result will bring you peace of mind. 5 stars

AQUARIUS (Jan. 20-Feb. 18): Be thoughtful, even if someone else isn't. Concentrate on what you need to accomplish before the end-of-the-year festivities begin. Putting in extra hours now will pay off when you want to relax and enjoy loved ones. 3 stars

PISCES (Feb. 19-March 20): Refuse to let what other people say bother you. Stay focused on what you want to do and how you want to contribute. Look at your options, and choose what works best for you. A financial gain looks promising. Romance is encouraged. 3 stars

ARIES (March 21-April 19): Stay on top of last-minute preparations. It's a busy time of the year, and you don't want to be disappointed or have regrets. A chance to socialize with an old friend will boost your morale and give you something to think about. 5 stars

TAURUS (April 20-May 20): Look for a deal, and set plans in motion. Booking a trip or indulging in traditions different from your own will be a welcome education. Keep your money, possessions and personal documents in a safe place. A passionate moment looks inviting. 2 stars

GEMINI (May 21-June 20): Stick to the truth. If you take a path that isn't factual, you will face scrutiny. Take a greater interest in what others are doing. Listen more, say less and build friendships based on trust; what you receive in return will be monumental. 4 stars

CANCER (June 21-July 22): Explore your creative side, and you will come up with a surprise that will thrill the ones you love this festive season. With a little ingenuity, cash and preparation, you will outdo anything you have done in the past. Romance is featured. 3 stars

LEO (July 23-Aug. 22): Be the social butterfly, and you will attract plenty of attention. Avoid opinionated rhetoric, and you'll make new friends and allies. Work-related events will give you the perfect platform to gather the information to strategize upcoming moves. 3 stars

VIRGO (Aug. 23-Sept. 22): You need a change of scenery. A day trip will give insight into trends and some ideas that will help you please the people you hold close to your heart. Don't give away a secret or ruin a surprise. 3 stars

LIBRA (Sept. 23-Oct. 22): Speak up if you don't like something. It's essential to stand up for yourself and those you love. Don't give in to pressure or bullying. Be passionate about the way you feel and think, and what you believe. 4 stars

SCORPIO (Oct. 23-Nov. 21): Put your heart on the line, say what you think and make your dreams come true. Stop pussyfooting around; show some spunk when it comes to your relationships and your plans for the upcoming year. 2 stars

SAGITTARIUS (Nov. 22-Dec. 21): A change at home will help you prepare for something you want to pursue in the upcoming year. Look at your options, and explore the possibility of turning something you love to do into a moneymaking endeavor. 5 stars

CAPRICORN (Dec. 22-Jan. 19): Keep life simple, be direct and make changes that are within your budget. Refuse to get trapped into emotional spending. You cannot buy love or trust, so put your wallet away and offer your time, understanding and devotion. 3 stars

AQUARIUS (Jan. 20-Feb. 18): How you help others will make an impression. Don't let what others do cause anxiety. People are who they are. You can speak only on your behalf and do what you feel is right for you and those you love. 3 stars

PISCES (Feb. 19-March 20): Above all else, be honest and do your best to make a difference that will improve the lives of those you love. A chance to make a professional move or to make extra cash is apparent. 3 stars

ARIES (March 21-April 19): Listen to what's being said or offered, and prepare to counter. Negotiate your position, offer incentives and arrange to make a secret deal that will benefit everyone. Personal joint funds and ventures will lead to a lifestyle change. 5 stars

TAURUS (April 20-May 20): An opportunity will be too good to ignore. Call upon someone you trust to offer insight into any potential ramifications you might face. Make an adjustment to prevent a setback. Don't let emotions stand between you and your success. 2 stars

GEMINI (May 21-June 20): Spend time at home. Discussing plans will put your mind at ease. Getting into the festive mood should include preparing for upcoming events. Share your feelings and your intentions, and you will find out where you stand. 4 stars

CANCER (June 21-July 22): Look for an opportunity to use your creative skills to please the ones you love. Making something everyone can enjoy will lead to compliments. A personal pick-me-up will make you feel good about the way you look. Romance is favored. 3 stars

LEO (July 23-Aug. 22): Get out with friends or make plans to do things with youngsters. Enjoy the festive season and all it has to offer. Attend events that tie tradition, faith and family together. Choose peace and love over discord and indulgence. 3 stars

VIRGO (Aug. 23-Sept. 22): Make plans that include people you want to help or who you are responsible for. Giving back to your community will be insightful and make you grateful for what you have. Personal gains, romance and unexpected options look promising. 3 stars

LIBRA (Sept. 23-Oct. 22): Let your intellect lead the way. Refuse to allow emotions to intervene or people who are looking for an excuse to blame you. Handle matters with grace and dignity, and you will come out on top. 4 stars

SCORPIO (Oct. 23-Nov. 21): Consider what matters most to you, and follow the path that will take you there. A steady pace forward, honesty and spending time with someone you love will bring the results you are trying to achieve. A romantic gesture will enhance your life. 2 stars

SAGITTARIUS (Nov. 22-Dec. 21): Stand tall, be truthful and live up to your promises. How you conduct yourself will make a difference to the people you deal with daily. A change should happen for the right reason, not due to emotional differences. Find common ground. 5 stars

CAPRICORN (Dec. 22-Jan. 19): Don't get into a spat with someone you love. Put your differences aside, and work jointly to prepare for an upcoming event. A kind gesture or romantic plans can change a stressful day into a memorable one. Choose peace and love over discord. 3 stars

AQUARIUS (Jan. 20-Feb. 18): Take care of your health and well-being. A little "me" time will help you relax as well as give you time to consider your options. Once you mull over what you've got, you will realize how lucky you are. 3 stars

PISCES (Feb. 19-March 20): An unusual turn of events will put you in a good position. A gift or unexpected financial gain is heading your way. Get out and enjoy what life has to offer with the people you love most. Romance will enhance your experience. 3 stars