ARIES (March 21-April 19): Make love a priority. Take time out of your busy schedule to do something nice for someone in need. A change at work will leave you in a quandary about what to do next. Don't fret. Explore new possibilities. 3 stars

TAURUS (April 20-May 20): Offer to help a cause you believe in. Your insight and desire to do something nice for others will boost your reputation. Travel plans should be made ahead of time. A change to your routine can be expected. 3 stars

GEMINI (May 21-June 20): Things are looking up. Do some last-minute shopping and you'll find a bargain in the perfect gift to give to someone you love. Incorporate new skills and experiences into your job. Romance is in the stars. 5 stars

CANCER (June 21-July 22): Emotions will surface when it comes to matters concerning children, domestic issues or last-minute spending. Stick close to home and avoid getting caught up in situations that can leave you short of funds. Choose brains over brawn. 2 stars

LEO (July 23-Aug. 22): You can get some serious chores out of the way. Last-minute shopping, making travel arrangements or getting together with someone you want to see before the year ends are all recommended. Romance is encouraged. 4 stars

VIRGO (Aug. 23-Sept. 22): Make a point to change your look or do something that will add to your popularity. A year-end bonus or positive change in your financial situation looks promising, but will require you to handle your money matters wisely. 3 stars

LIBRA (Sept. 23-Oct. 22): Emotions will rise to the surface, causing anxiety. Stay focused on what's important and move forward quickly. The changes you want to bring about can only be accomplished if you don't let last-minute developments alter your course. 3 stars

SCORPIO (Oct. 23-Nov. 21): Don't let anyone take advantage of you. Your skills are likely to be called upon by someone using emotional manipulation. Be aware of ulterior motives and only offer what you feel is fair. Look out for your own interests. 3 stars

SAGITTARIUS (Nov. 22-Dec. 21): Listen carefully and observe what others do before you respond. Overreacting will not help you gain respect or improve your position. Keep indulgence to a minimum at industry events. Choose to be a help, not a hindrance. 4 stars

CAPRICORN (Dec. 22-Jan. 19): You'll face problems while dealing with authority figures or while traveling. Don't take anything for granted. Making do with what you've got will speak volumes about your character. Pay more attention to the way you look. 2 stars

AQUARIUS (Jan. 20-Feb. 18): Refuse to let anyone in an authoritative position bully you. Stand your ground and only do what is within your means. An unusual offer from someone you least expect will help you out financially. Romance is highlighted. 5 stars

PISCES (Feb. 19-March 20): Nurture important relationships. Don't limit what you can do because you feel obligated to put others first. Be sure to take care of the little things and try not to overspend on spur-of-the-moment purchases. 3 stars

ARIES (March 21-April 19): Learn from past experiences and don't go overboard. Problems with institutions will arise if you have overspent or failed to pay off your debt. Look over your personal papers and make sure you are up-to-date before year-end. 3 stars

TAURUS (April 20-May 20): Express restraint when faced with money matters. A bonus you were expecting may not live up to your expectations. Don't overreact or make a fuss. Use your intelligence to help you make up the difference. Don't spend what you don't have. 5 stars

GEMINI (May 21-June 20): You'll progress slowly but surely if you work diligently to tidy up loose ends in preparation for new endeavors. An opportunity to make personal changes to your lifestyle or look will boost your morale. 2 stars

CANCER (June 21-July 22): Don't worry about what others do or think. You don't have to spend a bundle if you don't want to. Stay focused on what's important to you and use your intelligence to deal with any seasonal pressures. 4 stars

LEO (July 23-Aug. 22): A shopping spree will end in delays and poor decisions if you aren't careful. Don't let your emotions take over and result in overspending. A romantic gesture doesn't have to be expensive. Offer your assistance and affection. 3 stars

VIRGO (Aug. 23-Sept. 22): Emotional spending will get you in trouble. Offer less material gifts but more affection, attention and, most of all, time. Mix business with pleasure, but refrain from any sort of indulgence that may make you look bad. 3 stars

LIBRA (Sept. 23-Oct. 22): An emotional misunderstanding with someone you work with can cause tension. Do your best to share facts promptly. A surprise will be difficult to keep. Someone is likely to feel neglected, suspicious or left out if you are too secretive. 3 stars

SCORPIO (Oct. 23-Nov. 21): Helping others, making donations and reconnecting with people you haven't seen in a while will make this an eventful day. Old debts and favors can be collected. An emotional situation will bring back memories that require words of wisdom. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Learn from past mistakes and back away from anyone who tries to push you in a direction you don't want to go. Stay focused on what you can do without going into debt. Make reasonable deals that promise a high return. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Emotional spending on unnecessary items will be your downfall. Look for alternative ways to cut corners and save money. Don't fall for sales pitches that promise the impossible. Offer genuine kindness instead of trying to buy love. 4 stars

AQUARIUS (Jan. 20-Feb. 18): Don't lend, borrow or donate. Live within your means and refuse to let anyone guilt you into spending what you cannot afford to part with. If you feel the need to give something, offer your time or skills rather than cash. 3 stars

PISCES (Feb. 19-March 20): Look for bargains. Sticking to your budget will help ease the stress that accompanies debt. Say "no" to the things you don't need, and look for cheap ways to please those you want to surprise. Don't offer a false impression. 3 stars

ARIES (March 21-April 19): Live a little. Attend functions that will get you in the spirit of the season. Plan a trip or visit relatives. Explore new opportunities and meet new people. Offer kindness, affection and help to those in need. 3 stars

TAURUS (April 20-May 20): Reconnect with people you have worked with in the past and plant the seed for future projects that interest you. Networking at festive functions will help you make connections that can lead to future advancement. 5 stars

GEMINI (May 21-June 20): Don't overload your plate. Scheduling too many functions, activities or plans will weigh you down emotionally and cause unnecessary anxiety. Back up, take a deep breath and spend time taking care of yourself. Romance is highlighted. 2 stars

CANCER (June 21-July 22): Sit tight. Don't feel the need to go overboard or take on too much. Focus on being unique and following your instincts and you will not go wrong. Changes to the way you handle the holiday season will lead to less stress. 4 stars

LEO (July 23-Aug. 22): You'll have plenty of good ideas, but that doesn't mean you should overspend to impress someone. Pay more attention to home improvements that will add to your festive celebrations and bring comfort and joy to your family and friends. 3 stars

VIRGO (Aug. 23-Sept. 22): Stay focused on what needs to be done in order to take care of unfinished business. Your words will hold credence and help you get things done. Leave enough time to take care of the needs of your family members, especially elders and children. 3 stars

LIBRA (Sept. 23-Oct. 22): Think outside the box when you are looking for that special something for someone you love. You can change the nature of your relationship with the people you care about through simple gestures. A personal makeover will give you a boost. 3 stars

SCORPIO (Oct. 23-Nov. 21): Splitting your time between work and home will be exhausting. Take a moment to relax and you'll come up with a unique idea that can help you cut corners in preparation for your year-end deadlines. 4 stars

SAGITTARIUS (Nov. 22-Dec. 21): Take care of unfinished business. Stay on budget and refuse to let anyone talk you into debts you cannot manage. Emotional deception regarding contracts, settlements, investments and medical matters can be expected. Plan your course of action promptly and conservatively. 2 stars

CAPRICORN (Dec. 22-Jan. 19): Simplicity, stability and sticking to your game plan will help you avoid a financial setback. Travel plans will cause delays and last-minute changes. Stay within your budget and maintain a stable and well-thought-out course of action. 5 stars

AQUARIUS (Jan. 20-Feb. 18): Personal changes will give you the confidence you need to face old friends. Update your style to a trendy new look. Financial gains or gifts you receive will change your life and set you up for new beginnings. 3 stars

PISCES (Feb. 19-March 20): Emotional situations will lead to uncertainty at a time of year when you should be trying to tie up loose ends and head into new beginnings with a clean slate. Address controversial situations with an intelligent, diplomatic approach. 3 stars