ARIES (March 21-April 19) -- You can learn by doing something repeatedly. Set your sights on what you enjoy doing and focus on how you can utilize your skills to bring in extra cash.

TAURUS (April 20-May 20) -- Don't hold back; work quietly behind the scenes until you complete your mission. Push to tie up loose ends so you can start to enjoy the festive season. Keep tabs on money spent and owed.

GEMINI (May 21-June 20) -- A change of plans will be costly if you don't act fast. Discipline will be necessary when shopping for unnecessary items or gifts. Set a budget that offers peace of mind, and avoid the stress of debt.

CANCER (June 21-July 22) -- Keep your emotions out of any financial decisions you make. You can't buy love, but you can use kindness and hands-on help to draw others into your circle. A confident, polished presentation will open doors.

LEO (July 23-Aug. 22) -- Letting your emotions take charge will lead to trouble. Focus on how you look, feel and present yourself to your associates. Choose health over indulgent temptations and peace over chaos.

VIRGO (Aug. 23-Sept. 22) –- A change of scenery will adjust your perspective. Don't let what others do alarm you or disrupt your plans. Choose to head in a direction that offers an agenda to follow, and you will achieve what you aspire to do.

LIBRA (Sept. 23-Oct. 23) –- Talks will give you the lowdown regarding any change or gamble you consider. Be aware of timelines and year-end deadlines. Speak up, follow through and enjoy the ride.

SCORPIO (Oct. 24-Nov. 22) –- Go easy when personal situations that arise. Be ready to back away from anyone trying to get something for nothing from you. When in doubt, say no.

SAGITTARIUS (Nov. 23-Dec. 21) –- Direct your energy wisely. How you use your strengths and skills will be a testament to who you are and what you can do. Focus, dedication and timing will play a role in what you achieve.

CAPRICORN (Dec. 22-Jan. 19) –- Put yourself in the driver's seat and head in a direction that satisfies your needs. Network, socialize and share what inspires you with forward-thinking people.

AQUARIUS (Jan. 20-Feb. 19) –- A change will spark your imagination and point you in a creative direction. Put thoughts and plans on paper, and consider how to take advantage of any subsidies or offers that could apply to you.

PISCES (Feb. 20-March 20) –- A commitment and personal lifestyle adjustments require attention. You can count on your heart and emotions to kick in and reflect what's best for you. Embrace change, and opportunity will unfold.

ARIES (March 21-April 19) -- Don't waste time. Running about and taking care of year-end obligations will put your mind at ease and make your life less stressful.

TAURUS (April 20-May 20) -- Leave nothing to chance, and you'll enjoy the hustle and bustle that comes with the festive season. Strive to be joyful and uplifting.

GEMINI (May 21-June 20) -- Pay attention to detail when dealing with personal and professional partners. Consider how you can grab attention and gain interest in what you propose to do or what you can offer others.

CANCER (June 21-July 22) -- Put one foot in front of the other and take care of business. Make yourself aware of what others are doing and how it will influence the choices you make. Take control.

LEO (July 23-Aug. 22) -- Get out and mingle. The conversations you have and the people you meet will offer a unique perspective that may not fit your budget or skills, but can be adapted to suit your needs.

VIRGO (Aug. 23-Sept. 22) –- Discuss matters openly and follow through with your plans. Don't waste time arguing when compromise is necessary. Timing will be essential to success.

LIBRA (Sept. 23-Oct. 23) –- Do whatever it takes to keep up. Don't trust anyone with your responsibilities. Take on or promise only what's feasible. Simplify your surroundings and focus on ways to excel.

SCORPIO (Oct. 24-Nov. 22) –- Analyze what you face before forging ahead. Acting in haste will turn into an expensive lesson. Patience is a virtue, and doable plans are a necessity if you want to get ahead.

SAGITTARIUS (Nov. 23-Dec. 21) –- Focus on change that makes you feel good and encourages you to add to your skills and your aspirations. Take charge; your future is yours to complete.

CAPRICORN (Dec. 22-Jan. 19) –- Emotional excitement will surface, causing confusion and the need to revisit and revamp your plans. Put a timeline together, set your intentions and perfect what you want to reiterate to ensure success.

AQUARIUS (Jan. 20-Feb. 19) –- Think before you speak. A little charm will get you where you want to go, but if you use emotional manipulation, you will face rejection. Know your target and act accordingly.

PISCES (Feb. 20-March 20) –- Set guidelines and know your limitations, your attributes and what to share and what to keep secret. Play the long game, and you'll make your way to the winner's circle.

ARIES (March 21-April 19) -- Rethink your pursuits, consider who you are trying to please and choose a path that leads to satisfaction and gratitude. Find balance in relationships.

TAURUS (April 20-May 20) -- Use your time and energy wisely. Set a budget to accommodate the home improvement changes you require to further your agenda. Joining forces with someone who shares your agenda looks promising.

GEMINI (May 21-June 20) -- Pursue your dream, stop procrastinating and make a move. Consider your attributes and how best to use them to manufacture what gives you hope for a brighter future.

CANCER (June 21-July 22) -- Refuse to let emotional mayhem stand in the way. Focus on what you enjoy doing most and engage in activities that bring you in touch with like-minded people. Explore the possibilities, but stick to the basics and a budget.

LEO (July 23-Aug. 22) -- Opportunity is within reach, but it's up to you to make things happen. Be the one to start a movement or to engage others in your plans, and you'll find your tribe.

VIRGO (Aug. 23-Sept. 22) –- Be careful how you handle domestic situations and emotional issues. Shared expenses, medical concerns and unexpected changes will leave you questioning your next move.

LIBRA (Sept. 23-Oct. 23) –- Dream big, but refrain from taking on too much. Stick to your budget and capabilities to ensure you enjoy the outcome instead of stressing over it. Put your time and energy into home improvement and peace of mind.

SCORPIO (Oct. 24-Nov. 22) –- An event that addresses causes and concerns will broaden your perspective about what you can or cannot do. Use your intelligence, make changes on the fly and pledge only what's within your means.

SAGITTARIUS (Nov. 23-Dec. 21) –- Take time to reflect on the past, present and future, and the direction you see yourself heading. It's time to dream a little bigger, and to trust and believe in yourself and what you can achieve.

CAPRICORN (Dec. 22-Jan. 19) –- Proceed with a plan in place. Refuse to let anyone talk you into something you don't need or want. Review any rules or regulations before you commit to avoid hidden costs. Take control and breathe easy.

AQUARIUS (Jan. 20-Feb. 19) –- Use your power of persuasion, intelligence and energy to turn your thoughts into a reality. Say no to emotional spending and yes to a budget and plan that's within your means.

PISCES (Feb. 20-March 20) –- Protect your reputation. Don't share personal information or your plans. Do your research and eliminate unnecessary steps that eat up your time and money.