He who hesitates is lost. You have to be willing to finish what you start. There will be plenty of opportunities for you, but if you spend all your time contemplating, you will fall short of your goal. Make things happen and don't look back.
ARIES (March 21-April 19) -- Take some time to go over your personal books and assess your financial situation. A couple of minor adjustments will lead to a savings plan that will buy you greater freedom.
TAURUS (April 20-May 20) -- Get together with loved ones to talk about plans for the upcoming year. The information you receive will help you choose your own strategy for a prosperous year.
GEMINI (May 21-June 20) -- You'll need a little downtime to mull over your past, present and future. Consider the people who have helped you out and those who have let you down.
CANCER (June 21-July 22) -- Family get-togethers will be tiring and emotional. Sharing ideas, plans and aspirations for the upcoming year will result in opposition and interference. You are best off sticking close to home.
LEO (July 23-Aug. 22) -- Consider what you like and what you are disappointed in when it comes to your looks and potential. Plan to make positive changes that will help improve your prospects.
VIRGO (Aug. 23-Sept. 22) -- Don't let anyone lean on you. Focus on your needs and how you can boost your energy, opportunities and finances. Learn to say no, and start the year off right.
LIBRA (Sept. 23-Oct. 23) -- Good fortune will result if you take the initiative and work hard. Nothing happens without effort, and counting on others will lead to disappointment.
SCORPIO (Oct. 24-Nov. 22) -- Make your voice heard. Take part in a movement that will bring about change. Promise to live up to your beliefs and to confront what you feel is unfair or unjust.
SAGITTARIUS (Nov. 23-Dec. 21) -- You should take a walk down memory lane and consider how events unfolded last year. Learn from your experience and make a point to strive to be better and do more.
CAPRICORN (Dec. 22-Jan. 19) -- Pick and choose what's doable and make a realistic plan. Don't make fantastic promises or set impossible goals. Focus on financial gain, stress reduction and good health.
AQUARIUS (Jan. 20-Feb. 19) -- Think about what you have accomplished and what you have yet to achieve. Favorable changes can be initiated. Your status will experience a positive boost.
PISCES (Feb. 20-March 20) -- Look for a way to improve what you have to offer, and reconnect with people you have worked with in the past who may be able to help you get ahead now.