ARIES (March 21-April 19) -- An old obligation that has been owed you for quite a while is collectable at this point in time. Approach the debtor in such a manner that he or she will get the message without resenting it.

TAURUS (April 20-May 20) -- You're likely to be approached to chair a committee within a certain group or club in which you're involved. It may be a tough job, but it will have interesting side benefits.

GEMINI (May 21-June 20) -- Several of your goals are achievable, but not necessarily in the way you envision. If you discover you can't get past the obstacles blocking your path, you'll go around them.

CANCER (June 21-July 22) -- The old adage "Experience is the best teacher" will be true in your case. When you discover you could once again repeat a mistake that cost you some bitter moments, you'll circumvent it.

LEO (July 23-Aug. 22) -- Someone who considers you to be an easy mark is in for a rude awakening. When push comes to shove, you'll be extremely resourceful.

VIRGO (Aug. 23-Sept. 22) -- Even though you'll be negotiating from a position of strength, you'll still be fair in your dealings. You'll go out of your way to make sure that both you and the other guy come out well.

LIBRA (Sept. 23-Oct. 23) -- Service you render will be given both willingly and expertly. However, no one should expect a "freebie," because you value your work and the remuneration you deserve for it.

SCORPIO (Oct. 24-Nov. 22) -- Don't feel obligated to attend a social function just to keep up appearances. If you don't like the event and/or some of the people who'll be there, give your regrets.

SAGITTARIUS (Nov. 23-Dec. 21) -- Time is too precious to squander on just anything or anybody. Share it with those you truly like and enjoy doing things with.

CAPRICORN (Dec. 22-Jan. 19) -- It could turn out to be a huge learning experience when you get involved in a stimulating discussion with someone whose views diametrically oppose yours.

AQUARIUS (Jan. 20-Feb. 19) -- This can be an extremely favorable day in terms of financial gain, but not necessarily from investments or joint ventures. You'll play your own game for a big payoff.

PISCES (Feb. 20-March 20) -- Friends will have little doubt as to where you stand, and you'll be respected for your candor, even when your position opposes that of the majority.

ARIES (March 21-April 19) -- Don't talk about your intentions prematurely, since what you say could end up being counterproductive. Go about doing what needs doing and let the results speak for themselves.

TAURUS (April 20-May 20) -- Use your wonderful gift of expression in a manner that captures the imagination of potential allies, especially when the subject involves your latest interests.

GEMINI (May 21-June 20) -- A critical achievement is possible, but only if you narrow your focus. Additionally, be sure to acknowledge those who help you fulfill your aims.

CANCER (June 21-July 22) -- You're a good team player to begin with, but you may soon find an ally who will be exceptionally valuable. This partnership could produce something special for all concerned.

LEO (July 23-Aug. 22) -- A substantial amount of your time is likely to be spent on helping others sort out their problems. Fortunately, it won't be the kind of task that you'll resent doing.

VIRGO (Aug. 23-Sept. 22) -- If there's something important that you want to work out with an important client, associate or friend, try to do so in an environment convivial to both parties.

LIBRA (Sept. 23-Oct. 23) -- You'll be most successful working on some important matters that you're anxious to finalize, so put off everything else and get right on them. A few can be done simultaneously.

SCORPIO (Oct. 24-Nov. 22) -- Even if this is not your day off, your energies are best suited toward pursuits that are fun or social in nature rather than related to work.

SAGITTARIUS (Nov. 23-Dec. 21) -- Provided you can act independently, you could be luckier than usual where your material affairs are concerned. Try not to let yourself get hampered with a tagalong.

CAPRICORN (Dec. 22-Jan. 19) -- If you truly believe that your plans are superior to those of your colleagues, press forward alone. Don't let anybody hold you back.

AQUARIUS (Jan. 20-Feb. 19) -- Your material aspects look better than usual, provided you're enterprising and resourceful. If you have something in mind that you believe would add to your resources, give it a try.

PISCES (Feb. 20-March 20) -- Try to do something fun with friends who are optimistic and hopeful, if you can. Keeping company with stimulating companions will bring out your more attractive qualities.

ARIES (March 21-April 19) -- Even if you believe you have some excellent financial advice to offer another, keep it to yourself. Should the person misuse what you say and suffer a loss, you’ll be blamed.

TAURUS (April 20-May 20) -- Don’t get upset if it becomes impossible to sway a supposedly key person to your view in a controversial matter. You’ll end up counting your blessings in the long run.

GEMINI (May 21-June 20) -- Instead of looking for shortcuts, it behooves you to operate along conventional lines. Easy ways out won’t enhance your effectiveness --they'll only detract from it.

CANCER (June 21-July 22) -- Expenditures that require a large cash outlay aren’t likely to cause you any kind of problem. Strangely, however, when dealing with the nickel- and-dime stuff, you could get into trouble.

LEO (July 23-Aug. 22) -- Should you run into someone with whom you recently exchanged hot words, tread lightly. You’ll need to treat this encounter delicately, because it is not fully resolved as yet.

VIRGO (Aug. 23-Sept. 22) -- If you insist upon playing favorites, someone is going to get hurt. Applying double standards when dealing with friends could cause you to end up looking bad.

LIBRA (Sept. 23-Oct. 23) -- Be mindful of all those little incidental expenditures when socializing with friends who are in better shape financially than you are. Trying to keep up could put you down.

SCORPIO (Oct. 24-Nov. 22) -- Have faith in those to whom you delegate some important assignments. If you insist upon looking over their shoulders and analyzing their every move, you’ll hurt their performance.

SAGITTARIUS (Nov. 23-Dec. 21) -- Be a bit skeptical of some insider information regardless of its source, because it could easily be overrated. Don’t take everything that is told to you as the gospel truth.

CAPRICORN (Dec. 22-Jan. 19) -- Treating others in a generous fashion is a commendable attribute, but don’t be stupid about it, either. Just because someone has his or her hand out it doesn’t mean they deserve anything.

AQUARIUS (Jan. 20-Feb. 19) -- Don’t try to achieve an objective in a piecemeal fashion. In order to be successful, you’ll need to coordinate your efforts so that you don’t trip over your own feet.

PISCES (Feb. 20-March 20) -- Usually you’re not such a gullible person that you believe everything you hear, yet today, if you’re not careful, you could be used as a conduit for some damaging misinformation.