ARIES (March 21-April 19) -- Even if you believe you have some excellent financial advice to offer another, keep it to yourself. Should the person misuse what you say and suffer a loss, you’ll be blamed.

TAURUS (April 20-May 20) -- Don’t get upset if it becomes impossible to sway a supposedly key person to your view in a controversial matter. You’ll end up counting your blessings in the long run.

GEMINI (May 21-June 20) -- Instead of looking for shortcuts, it behooves you to operate along conventional lines. Easy ways out won’t enhance your effectiveness --they'll only detract from it.

CANCER (June 21-July 22) -- Expenditures that require a large cash outlay aren’t likely to cause you any kind of problem. Strangely, however, when dealing with the nickel- and-dime stuff, you could get into trouble.

LEO (July 23-Aug. 22) -- Should you run into someone with whom you recently exchanged hot words, tread lightly. You’ll need to treat this encounter delicately, because it is not fully resolved as yet.

VIRGO (Aug. 23-Sept. 22) -- If you insist upon playing favorites, someone is going to get hurt. Applying double standards when dealing with friends could cause you to end up looking bad.

LIBRA (Sept. 23-Oct. 23) -- Be mindful of all those little incidental expenditures when socializing with friends who are in better shape financially than you are. Trying to keep up could put you down.

SCORPIO (Oct. 24-Nov. 22) -- Have faith in those to whom you delegate some important assignments. If you insist upon looking over their shoulders and analyzing their every move, you’ll hurt their performance.

SAGITTARIUS (Nov. 23-Dec. 21) -- Be a bit skeptical of some insider information regardless of its source, because it could easily be overrated. Don’t take everything that is told to you as the gospel truth.

CAPRICORN (Dec. 22-Jan. 19) -- Treating others in a generous fashion is a commendable attribute, but don’t be stupid about it, either. Just because someone has his or her hand out it doesn’t mean they deserve anything.

AQUARIUS (Jan. 20-Feb. 19) -- Don’t try to achieve an objective in a piecemeal fashion. In order to be successful, you’ll need to coordinate your efforts so that you don’t trip over your own feet.

PISCES (Feb. 20-March 20) -- Usually you’re not such a gullible person that you believe everything you hear, yet today, if you’re not careful, you could be used as a conduit for some damaging misinformation.

ARIES (March 21-April 19) --Regardless of your circumstances and/or problems, think positive -- whether you realize it or not, this is an excellent day for fulfilling your hopes and desires.

TAURUS (April 20-May 20) -- It's perfectly OK to be bold when striving to achieve your purposes, but not to the point of foolhardiness. If bravado is required in certain cases, use it sparingly.

GEMINI (May 21-June 20) -- The answers that you've been searching for can be found by discussing your concerns with someone who knows how to listen and has advised you correctly in the past.

CANCER (June 21-July 22) -- If you spot a development that shows possibilities of being financially meaningful, go ahead and exploit it, but do so carefully. It might be more complex than it initially appears.

LEO (July 23-Aug. 22) -- Someone with whom you're involved could presently be on a lucky roll that could include you if you don't get cold feet. Instead of running away, snuggle up even closer.

VIRGO (Aug. 23-Sept. 22) -- You're in a better-than-usual cycle for achieving more meaningful objectives, especially those that are related to your personal ambitions and material security. Go after things with gusto.

LIBRA (Sept. 23-Oct. 23) -- Make a mental game out of any difficulties that you might have to contend with. Your capacity for achievement will be greatly enhanced if you don't take anything too seriously.

SCORPIO (Oct. 24-Nov. 22) -- Although you're likely to be extremely enterprising, you won't necessarily be working for personal gain. It's more apt to be the needs and wants of those you love that will motivate you.

SAGITTARIUS (Nov. 23-Dec. 21) -- As long as you act on your ideas, your probabilities for success look to be extremely encouraging. Two of your greatest assets are your imagination and initiative.

CAPRICORN (Dec. 22-Jan. 19) -- This could be a materially rewarding day for you, but, surprisingly, not necessarily due to your own efforts. All the good that befalls you might be derived from an indirect source.

AQUARIUS (Jan. 20-Feb. 19) -- You'll perform twice as efficiently working with persons who know exactly where they are going rather than with those who are more carefree. Choose wisely.

PISCES (Feb. 20-March 20) -- Don't look for problems, but don't run away from them either. This is a day when you should be able to respond unusually well to challenging situations.

ARIES (March 21-April 19) -- You're not the type of person who allows your companions to do your thinking for you, and you're not apt to begin doing so. Stick to placid, undemanding pals to hang out with.

TAURUS (April 20-May 20) -- If you increase the amount of work you have to do, you'll not only make yourself extremely unhappy, but also throw off your focus and lower your productivity as a whole.

GEMINI (May 21-June 20) -- Normally, you're not a possessive person, but today for some reason you could start to make unreasonable demands upon others. Get back in character.

CANCER (June 21-July 22) -- Sometimes it's wise to steer a middle course, but not so if you're working on something complicated that demands exactitude. Do what you have to, and don't dilute your effectiveness.

LEO (July 23-Aug. 22) -- There are lots of times when kind words and gentle directives work far better than demands, and today could be one of them. A soft approach not only turns away wrath, it assures compliance.

VIRGO (Aug. 23-Sept. 22) -- If you simply don't care, you aren't likely to manage your resources as prudently as would your friendly banker. That's probably the reason why some have so much money and you don't.

LIBRA (Sept. 23-Oct. 23) -- Be careful if someone with whom you're involved is as determined to have his or her own way as you are. Unfortunately, it is a formula that is likely to promote a huge clash.

SCORPIO (Oct. 24-Nov. 22) -- Even if it is extremely difficult for you to 'fess up to your mistakes, defending them won't do anything for you. Don't make excuses -- make amends.

SAGITTARIUS (Nov. 23-Dec. 21) -- All those productive intentions of yours will quickly go by the boards if someone starts enticing you to participate in something fun. If it's your day off and you can afford to relax, let 'er rip.

CAPRICORN (Dec. 22-Jan. 19) -- It might be best for you not to establish any kind of objective that requires a lot of work. Your tenacity and patience aren't likely to be up to snuff at present.

AQUARIUS (Jan. 20-Feb. 19) -- Don't let yourself get involved with anyone who makes you feel uncomfortable. Chances are there is plenty of justification for your feelings.

PISCES (Feb. 20-March 20) -- There is a strong possibility that the gauge you are using to establish the loyalty and trustworthiness of a prospective friend may be way off. Take a second look.