DEAR ABBY: I am 53 and constantly worry about the future. Because my husband has had to change jobs for various reasons, we have no money fund for retirement, and it isn't offered at his current job. I worry so much about the future that it's keeping me from enjoying the present. How can I stop worrying like this so I can enjoy the present? Talking to a doctor is not an option as money is very tight. -- WORRYING TOO MUCH
DEAR WORRYING: You didn't mention whether you are currently employed. If you aren't, a way to fix your problem might be to start thinking about your own earning capacity and find a job so you can build a retirement fund. It's never too late to start.