DEAR HARRIETTE: I have been worried about my life a lot lately, really wondering if I wouldn’t be better off dead. I know that sounds crazy, but hear me out: I lost my job. I have a healthy life insurance policy. If I die, my family would have the money I put in the policy to take care of themselves. Does that seem awful? I’m trying to be practical here. I’m not planning to do anything yet; I'm just thinking. -- Suicidal, Washington, D.C.
DEAR SUICIDAL: It is smart that you got life insurance as a way of safeguarding your family in case of an accident. Do know that your insurance policy would be void if, for any reason, you take your own life. This important to know, given your state of mind.
More importantly, your life is worth living! It’s just tough right now. Get help. You can call the National Suicide Prevention Hotline at any time to talk to a professional about how you are feeling at 1-800-273-8255. Beyond that, see your doctor for mental-health support. Reach out to friends and acquaintances for job support. Times are tough now, but things can change. Hold on to that belief.
(Harriette Cole is a lifestylist and founder of DREAMLEAPERS, an initiative to help people access and activate their dreams. You can send questions to askharriette@harriettecole.com or c/o Andrews McMeel Syndication, 1130 Walnut St., Kansas City, MO 64106.)