DEAR ABBY: My boyfriend and I are in our 40s and have been living together for several years. The house we live in is in his name only, and he pays the mortgage.
I own a townhouse I bought before I met him, and I make the payments on it. People often ask us why I don't sell it. I usually give some excuse, but the real reason is, when he drafted his will, he left everything to his mother -- at her insistence.
He seems to think it's too much trouble and expensive to change his will to include me. I want to be sure I have a place to live, so I have kept my townhouse.
Needless to say, our views on this situation differ. What's your opinion? -- HEDGING MY BETS IN TEXAS
DEAR HEDGING: I think you are behaving rationally, because it should be quite clear that your boyfriend wants his assets to go to his mother -- not you -- in the event of his death. I hope you have your townhouse rented and are saving the income, because you may need the money later. That way, if your boyfriend suddenly keels over or the romance sours, you won't be left with nothing but memories.