Let’s talk about how to celebrate National Financial Planning Month (October), which is intended to “remind us to keep our spending in check and prepare our budgets.”... more
When you are thinking about investing, do you consider risk? And, if you do, how do you assess your tolerance and capacity for losing money, especially if you are retired?... more
While the concept of a “trusted contact person” has been around since 2018, regulators are currently encouraging brokerage firms to ask you to name yours. The goal? To provide you with “additional pro... more
Sometimes it’s nice to do something on the spur of the moment and leave structure and planning behind. Spontaneity is a good trait to have in your life -- but not when it comes to funding your retirem... more
Do you know anyone who doesn’t participate in his or her 401(k) plan at work? Perhaps it’s a family member or friend, or someone who just started working after college?... more
Younger people have become an attractive market for investment firms. The ease of buying stocks by the slice (fractional shares) and mobile apps are reasons for those new to investing to become involv... more
A few weeks back, I asked you to share your thoughts with me on the topic of making digital currencies like bitcoin available through an employer’s 401(k) plan (“Should You Be Able to Invest in Crypto... more
In last week’s column, “‘Sudden’ Situation Can Put Retirement Finances At Risk,” I promised to offer advice to couples where one spouse was not able to take charge of retirement investing if need be, ... more
What happens when you suddenly find yourself in charge of your retirement finances without the benefit of having much experience on the subject matter?... more
Digital currencies, most notably bitcoin, have generated a lot of attention this year. Should cryptocurrencies be an option for 401(k) participants?... more
Beyond the headlines about Social Security cost-of-living adjustments and changes in leadership, there is an ongoing need to warn anyone with a Social Security number to be alert to identify theft. St... more
If I think we’ll all agree that good communication makes for a good relationship, whether that be between financial advisers and their clients, co-workers, friends or spouses. In my experience over th... more
I’ve heard from a number of readers frustrated with their inability to get their tax refunds or economic impact payments, with attempts to contact the IRS via phone only adding to their unhappiness.... more