DEAR ABBY: I started and completed a college fund for my two daughters. Only one of them used it. The other joined the military and used the GI Bill for college instead of the money from the college fund ($10,000). Am I obligated to give her that money? I did pull it out of the fund and have it in a certificate. I figure when she buys a house, I'll give it to her then. -- WONDERING IN FLORIDA
DEAR WONDERING: Check with the bank to make sure there won't be a problem if the college fund money isn't used for your daughter's education. If you can apply it elsewhere in a way that will benefit her -- and part of a down payment on a house would definitely qualify -- I think it would be wonderful. But check first.