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by Abigail Van Buren

Student Pleads for Help Getting Parents to Co-Sign for Loan

DEAR ABBY: I have plans to go to law school in the next two years. I have already taken the entrance exam, and will receive recommendations from two of my college professors. The problem is, my parents are refusing to co-sign for my law school loan.

Abby, I'm not asking for money; I'm just asking for someone to co-sign the loan for me. I plan to pay off the debt myself. I don't want to ask an extended family member for help, because even if they agree, I'd feel horrible if it prevented them from helping their own children with something.

My parents don't have a good enough excuse to not co-sign for me, and it surprises me that it doesn't embarrass them that I may have to ask another family member for help. What should I do, Abby? -- FUTURE LAW SCHOOL STUDENT

DEAR FUTURE LAW SCHOOL STUDENT: Your parents shouldn't have to meet your criteria for what is a "good enough" excuse for being reluctant to co-sign on a loan for you. It should be enough that they are uncomfortable with the prospect of doing it.

While your desire to pursue the field of law is admirable, have you researched what job opportunities are available to new law school graduates? Currently, according to the media, these jobs are not nearly as plentiful as they have been historically.

However, if you are determined to plunge ahead, I think you already know what you're going to have to do -- and that includes seeing if you can find another source of funding for your law school education.

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