DEAR ABBY: My daughter has been friends with twin girls for several years. Their parents are divorced, and we've always known that money is tight in their family. We invite them over to eat as often as we can, and they know our home is their home and a safe place.
The girls are now all applying to colleges, but the twins have repeatedly expressed concern that they don't have enough money to pay the ACT submission fees or the college submission fees. They are both working long hours and trying to save money for college.
We are in a position to help them submit these applications, but don't know how to approach the topic. We are not close with either of their parents. Most important, we don't want to risk a parent telling the girls they can't spend time at our home. How can we help? -- ENOUGH TO SHARE
DEAR ENOUGH TO SHARE: You are generous and compassionate to want to do this. Because the girls spend so much time at your home, it's likely their parents already know their daughters are friendly with your family. I do not think it would be offensive if you were to call the parents and make the offer. If they are reluctant to accept, you could propose it as a "loan" that can be repaid after the girls graduate.