DEAR ABBY: I retired two years ago at 71. Prior to retirement, I gave money to family members from every paycheck. I didn't save a dime.
I am now losing my home and in worse shape than they were when I gave them my money. I learned my lesson too late. Perhaps my predicament will help others.
Since retirement, I have had two surgeries with minimal help from anyone I helped. Doctor bills are piling up. If I had just saved as much as I gave away, I'd have enough to save my home. Take care of yourself first. -- MONEY MATTERS
DEAR MONEY MATTERS: I am sorry your generosity has landed you in so much trouble. I am printing your letter because it proves the truth of the adage "charity begins at home." Everyone should begin putting aside money toward retirement as soon as they get their first job, and continue for as long as they are working. Whatever monies are left after paying expenses and saving for retirement are considered discretionary, to be spent as the saver wishes.