DEAR ABBY: I have two brothers and two sisters. We all earned a modest but comfortable living and made plans for our retirement -- except for one. He blew his money on cars, vacations and gambling. He retired as early as possible, and because of it he doesn't get much Social Security. Now he's broke.
He thinks one of us should take him in and complains that we are a "bad family" because no one has offered to let him live with us. None of our retirement plans were made with provisions for him. He is selfish, irritating and untrustworthy. I don't want to spend my retirement being miserable. What do I do? -- RETIRED IN CHICAGO
DEAR RETIRED: If taking your irresponsible brother in would ensure that your retirement would be miserable, you shouldn't do it. Your brother has lived his life the way he wanted, without consideration for the consequences. If his retirement plan was gambling that you and your siblings would support him for his poor choices, it appears he has lost that bet, too. As a kindness, direct your brother to resources that help low-income seniors.