DEAR ABBY: I am 50, own my home and am debt-free. I have friends but have never dated anyone. This doesn't bother me, although many of my close friends joke with me about being a "50-year-old virgin."
My problem is, four years ago I lost my job. I have a few investments and a small inheritance that, when combined, give me an income of $60,000 a year. So I don't need more money.
Although I did look for another job for two years, I haven't tried for the past two. I tell my friends I've decided to retire. They keep telling me I need to find a job because I need something to keep me busy. I remind them that I have enough money for everything I need.
Friends have started telling me I may have a "problem" and should think about counseling. I see no need for it, but have decided to get an outside opinion. So, Abby, should I see a counselor about my lack of interest in finding a new job? -- OUT OF WORK IN TEXAS
DEAR OUT OF WORK: There are reasons people work besides the financial one. Social stimulation is important, too. I am glad you have the money to support yourself now, but what if something unplanned or catastrophic happens in the future that jeopardizes your nest egg?
Fifty is young to "retire." The counseling you're considering should be used to determine why you lack the motivation to continue being a contributing member of society. (This may be the "problem" your friends are hinting at.)