DEAR ABBY: I'm in my early 60s and have no plans to retire. I raised a child on my own and wasn't able to save much for retirement, and my office retirement plan disappeared during the recession in 2008.
Because of my age, people young and old often ask when I plan to retire. I don't feel I owe anyone an explanation as to why I continue to work, and I plan on working as long as I can. I usually say I can't afford to retire, but then I get a response like, "I sure hope I'm not working at your age," or "You can get Social Security," etc. Any idea how I should respond to let these people know it's none of their business? -- MIFFED IN MENLO PARK
DEAR MIFFED: All you have to do is smile and say, "Retire? I'm just getting started!"