DEAR ABBY: I am a gay man. My boyfriend, "James," and I have been together for nine years with a few time-outs. I'm 59; he's 57. In many ways we have a great relationship and care deeply for each other. Our problem? We are in the same field of employment but work for different companies. He works full-time in a highly stressful position, while I work 20 hours a week and have a great time doing it.
James earns twice what I do. I have no money put away for retirement because I don't earn enough to save. James doesn't like it. He wants someone who is his equal in saving money.
Obviously, our story isn't as simple as it sounds. His therapist supports his feelings. Mine says: "In 2008, when everyone lost their pensions, you didn't see a bunch of people filing for divorce, did you? There are more important things than money."
I don't know what to do. I want to grow old with James. -- MONEY WOES IN SAN FRANCISCO
DEAR MONEY: You two need a different kind of mediation than two shrinks and an advice columnist. From where I sit, you would benefit from consulting a financial planner who can help you figure out if there's a way to put away some money for a rainy day. If you include James when you do, it might also give him some insight.